Savings Corner

DECEMBER 24, 2023

When evaluating offers, please review the financial institution’s Terms and Conditions. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. The NerdUp by NerdWallet Credit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard International, Inc.

Credit Cards 40

Credit Cards Credit Travel San Francisco 40

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

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Personal Finance Finance Debt Money 219

Savings Corner

APRIL 4, 2024

Brick-and-mortar banks tend to work with businesses that have a strong financial profile. Lenders may set requirements for: Time in business Traditional banks may require one to two years of business under your belt to qualify. For the best interest rates, most banks will look for a score of 680 or higher.

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Bank Banking Credit Finance 40

Savings Corner

APRIL 4, 2024

We’ve made it easier for you to compare refinance offers by reviewing dozens of mortgage lenders in several key areas. Old National Bank 620 for conventional loans, 640 for FHA loans, 680 for VA loans 4.6 Old National Bank 620 for conventional loans, 640 for FHA loans, 680 for VA loans 4.6

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Refinancing Bank Banking Credit 40

Savings Corner

APRIL 4, 2024

Image Source/GettyImages; Illustration by Hunter Newton/Bankrate When you’re shopping for a mortgage , you have many options, from big banks to online lenders to local credit unions. Bank scores high for affordability due to offering many types of homebuying assistance and discounts for banking customers.

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Savings Corner

DECEMBER 24, 2023

The article was reviewed, fact-checked and edited by our editorial staff. Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

NOVEMBER 13, 2019

Here’s a quick review of each major kind of protection and how to discover if your current rates are higher than they need to be: Auto. Making sure you’re covered for damage to your home is not only a wise move but is required in situations where your asset is financed by a bank.

Insurance 113

Insurance Identity Theft Life Insurance Discount 113

Nicoles Nickels

DECEMBER 2, 2011

Regina Lewis is one of the nation’s leading personal finance commentators known for well-researched, practical and actionable advice. Lewis and Bank of America have put together some holiday shopping tips to help us save money this holiday season! Her segments cover economic and consumer trends. In that vein, Ms.

Personal Finance 45

Personal Finance Finance Holiday Shopping 45

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Your bank or credit card company might offer free access to your score or credit report, too. Would renting for another year or two improve your financial standing?

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. It was tricky at first.

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Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. To complete the trusts picture make sure you review A Matter of Trusts part 1 and 2! I’m a geek, he’s not.

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November 2011 Personal Finance Finance 188

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. Our goal is to give you the best advice to help you make smart personal finance decisions. At a glance 4.5 stars out of 5 4.2

Insurance 52

Insurance Life Insurance Cars Car 52

Prairie Eco-Thrifter

JANUARY 30, 2017

Better to talk through the whys and wheretofors of your revenge spends to get to the bottom of the cause than to drain your bank accounts or wreck your credit with the spends. It can start simply with an offer to balance the checkbook or simplify the finances by consolidating everything (into their account). Grabbing control.

Money 100

Money Camping Equipment Bank Banking 100

Koupon Karen

NOVEMBER 16, 2023

Before settling on a company, read reviews, obtain quotes, compare services, and inquire about additional packages such as storage facilities and insurance. Consider the implications of currency exchange rates on your finances. Establish a realistic budget to guide your spending and savings.

Insurance 52

Insurance Healthcare Moving Company Landscaping 52

Prairie Eco-Thrifter

JANUARY 28, 2011

How to Save Money shares with us how we can keep our finances safe when buying items online. Len Penzo reviews where he has spent his money the last 12 years. We personally use Quicken and we find it works great for reviewing our finances. Personal Finance by the Book askes if we should borrow from our 401K?

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January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MAY 10, 2012

Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances. posted at Your Finances Simplified , saying, “One of the things that investment gurus always emphasize is to diversify, diversify and diversify. YFS presents What Is Asset Allocation and Why Is It Important?

Money 113

Money May 2012 Debt 113

For the Mommas

JANUARY 8, 2013

Discover why ID theft is more dangerous than ever, and discover today's most dangerous new threats -- including attacks targeting medical records, personal finance and online banking sites, the elderly, and military service members.

Identity Theft 49

Identity Theft Personal Finance Communications Military 49

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Guest Author Bio: Monique loves to blog, and writes about thrifty living and product reviews on her site : Stretching the One Income Dollar. Building a college finance fund takes dedication and consistency. Look up the last three months receipts, ATM receipts, and bank records. Written Budget.

College 100

College Budgeting Budget Friends And Family Sale 100

Prairie Eco-Thrifter

JULY 1, 2013

Be prepared to pay for lawyers fees to review the trust as well as accountant fees to make sure you satisfy the IRS! Bank Rate claims: “Estate planners recommend this track for people with substantial wealth to stash assets whose value will undoubtedly appreciate in the future.”. Giving: Does It Always Have To Be About The Money?

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Cake Taxes Giving Donation 201

Prairie Eco-Thrifter

NOVEMBER 4, 2011

As I prepared to hold a Money Camp for my young grandchildren last year, I researched various educational standards to review what kids can learn at various ages. Where ever your child is on the learning continuum – here are some ideas on ways to teach personal finance without spending (much) extra time specifically on it. In the Car.

Money 187

Money Parenting Kids and Family Gasoline 187

Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Run the numbers Before taking out a loan, decide exactly how much you need to borrow.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

FEBRUARY 18, 2013

These are all things that affect the ‘bottom-line’ of the company finances. If you can get someone that reports to the exec (like a director or vice president) to review your planned approach, follow any suggestions they give! You will be called on to show the results, bank on it. Don’t Take Things Personally.

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Computers At&T Pets Work 202

Savings Corner

DECEMBER 27, 2023

The lender looks beyond traditional borrower information like credit and income and reviews alternative data, like education and work history, to qualify borrowers. Review the annual percentage rate A loan’s APR consists of the interest rate plus any fees a lender charges. Option to change your payment date.

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Credit January Debt Credit Cards 52

Nicoles Nickels

OCTOBER 25, 2011

It’s from American Express, a trusted name in finance and in my life especially. You can load money from your bank account or with cash by purchasing a MoneyPak and adding the funds that way. I know some people don’t like giving their bank account information and so the MoneyPak may be the better choice for them.

Bank 40

Bank Banking Re-use Budgeting 40

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. The more complicated your finances are, the harder it all seems. Simple finances work for you rather than against you, so it’s a win-win. What kinds of tricks have you used to manage your finances?

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Simple Finance Budgeting Budget 221

Nicoles Nickels

NOVEMBER 7, 2011

I’ve added money to the card in all3 ways I was able: by charging money on my other American Express card, by debiting it from my bank account and by purchasing a MoneyPak and adding the funds to the card. American Express is a name I trust with my finances and this prepaid card has showed me how versatile of a company they are!

Hotel 40

Hotel Budgeting Budget Home and Garden 40

Prairie Eco-Thrifter

JANUARY 7, 2015

Since we just celebrated the New Year, now is the best time to clean up your finances. Here’s what you can do now to start the year on the right foot with your money: Do a Year End Review. That’s why a year end review is a good idea, financially. Here are a few things to review: what you spent over the past year.

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Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

MAY 29, 2013

Rent payments must be uploaded by third-party service like RentalKharma (currently free), RentReporters ($10 per month) or WilliamPaid (free when you pay your rent from your bank account via the site). Maintain a bank account. Also, your credit report cannot explain to a reviewer that you had extenuating circumstances.

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Credit Cards Credit Building Rent 234

Family Balance Sheet

FEBRUARY 28, 2019

We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. Do you know how much money is flowing in and out of your bank accounts? Review our spending daily to understand where your dollars are going.

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March Financial Goals Budgeting Budget 100

Savings Corner

APRIL 4, 2024

The refinancing process is similar to the purchase mortgage application process: The lender reviews your finances to assess your risk level and determine your eligibility. Step 5: Get your paperwork in order Gather recent pay stubs, federal tax returns, bank/brokerage statements and anything else your mortgage lender requests.

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Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

JANUARY 14, 2012

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. Finance Fox : Reasons to Buy a Car in January – After the Holidays! Take a moment to watch them.

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Credit Cards Credit Finance Personal Finance 220

Savings Corner

DECEMBER 27, 2023

Read our review of the BankAmericard® credit card. Empty Table Header WINNER (Click to read review) Best credit card for simple cash back You’ll get 2% cash back on all purchases and a rich sign-up bonus with a single card. The transaction shows up on your credit card statement, and you repay the bank for the purchase.

Credit Cards 52

Credit Cards Credit December Airline 52

Family Balance Sheet

JUNE 8, 2018

Do you look at your bank account and wonder, “where did all the money go?” A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Use old receipts, bank statements to get an idea of how much you must spend.

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Budgeting Budget Financial Goals Goals 133

Savings Corner

DECEMBER 25, 2023

In addition, real estate is typically funded with high levels of debt financing, making it more susceptible to any economic downturn. Compare your investing options with Bankrate’s brokerage reviews. Risk: As long as your bank is backed by the FDIC and within limits, your principal is safe.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. Review bank accounts daily. How much debt did you pay off? What kind of debt was it? Put bills in one place. Open all bills when they come in.

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Debt Credit Cards Debt Free Student 100