Saving Everyday

MAY 29, 2024

We’ve discussed several ways to save on the blog, but if someone asked me for my top 5 tips on how to save money, this is what I would say! Recently, a friend asked for my top 5 tips on how to save money, and I LOVE this question. Recently, a friend asked for my top 5 tips on how to save money, and I LOVE this question.

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Motherhood Moments

DECEMBER 26, 2022

One in three Americans plan to make a finance-related New Year’s resolution for 2023, according to a new WalletHub survey, and 31% of those resolutions are related to saving more money,” said Jill Gonzalez, WalletHub analyst. Unfortunately, people generally are not optimistic about the success of their resolutions.

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Family Balance Sheet

JANUARY 28, 2022

Everyone is trying to figure out how to save money on groceries! Groceries is one budget category that can get out of control very quickly, and that’s before inflation. However, it can be an easy budget category to manage, but it takes some planning, skill, and organization. How to Save Money on Groceries.

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Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Munger so aptly puts it, learning how to save money fast is an education in and of itself. Munger so aptly puts it, learning how to save money fast is an education in and of itself. ” – T.T. Munger As T.T.

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Motherhood Moments

MARCH 4, 2023

Smart money hacks for the debt-averse individual Here are some of the easiest and most effective strategies to get you started on the road to financial success. Set a budget and follow it consistently. The first line of defense against debt is to make a budget and keep to it. This seems like a no-brainer, right?

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Family Balance Sheet

APRIL 2, 2021

Finding extra money is a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. One can be hopeful…lol.

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Prairie Eco-Thrifter

FEBRUARY 28, 2018

From a money-saving and environment-friendly perspective, this may be the most obvious solution to making room in your budget in an eco-conscious manner. Upgrading your home to be energy efficient cuts down on utility bills drastically, if not eliminating those bills entirely, with solar panels. Transportation.

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Prairie Eco-Thrifter

JULY 10, 2014

One of the hardest things to stick to is a budget. I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” ” But budget or spending plan, the reality is that it can be hard to stick to your money commitments when something else comes along.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. What about when your bills are simply pulling you under?

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freestuff.tv

JULY 12, 2011

on how to save on household bills. Many homeowners are frequently looking for ways to save money on their household bills. From utilities to groceries, bills can really pile up by the end of the month. 1 Get on a Budget. Most utility companies have budget payment plans. 2 Get Your House Weather Ready.

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Family Balance Sheet

JANUARY 10, 2014

Are you spending more on groceries every month than your budget allows? The grocery bill can get out of control for me if I’m not careful. Personally, the club encouraged me to set aside money every month and the relief and empowerment that I felt in December when we paid cash for all of our Christmas gifts was awesome!

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Family Balance Sheet

APRIL 1, 2021

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. It is NOT a spending account.

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Couponing 101

OCTOBER 9, 2019

Use these simple strategies to save big on your bills throughout the colder months: Lower Your Thermostat. Lowering your thermostat is one of the easiest ways to save money on your heating bill. Not only can this shave some money off your heating bill, but it can also feel super cozy. Install a Smart Thermostat.

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Koupon Karen

NOVEMBER 30, 2023

But with careful planning and budgeting, you can still provide your little one with everything they need while saving for their future. But with a little planning and some savvy budgeting tricks, you can ensure you’re financially ready to welcome your bundle of joy. Stick to your budget and only buy what you truly need.

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Prairie Eco-Thrifter

AUGUST 31, 2014

When I first met him, my husband was not a budgeter. He was happy saving a small amount of his money and spending the rest, and he felt that budgets were restrictive and for people with a lot less money than he had. When I started budgeting, many pieces of the money puzzle fell into place for me.

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Prairie Eco-Thrifter

SEPTEMBER 27, 2012

An unfortunate event where you have to spend a lot of your money may occur, or you may lose your job, or sudden medical problems may arise. Even though the future may offer a brighter hope, one thing that is dim at the moment of crisis and that is, even if you do not have any money anymore, the bills will continue to come.

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Prairie Eco-Thrifter

APRIL 16, 2014

Have you ever made a contingency budget- a plan for how you would pay your bills if you suddenly lost your income or how you would handle an unexpected windfall of cash? Have you even created a budget for your current expenses ? The Low Budget. You cannot spend money you aren’t committed to making. The High Budget.

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Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Create a Budget. Take advantage of my free budget excel spreadsheet that I offer to email subscribers. Find the Money.

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Family Balance Sheet

APRIL 11, 2020

How I’m managing our family budget during the Pandemic: We pay ourselves at the beginning of each month, so when this crisis started in mid-March, we were covered for the month. I set up a strategy years ago to pay for those yearly expenses , so thankfully, there’s money for these bills and we won’t fall behind.

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Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. Spend, spend, spend, even when you don’t have the money. What does that mean?

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Prairie Eco-Thrifter

OCTOBER 17, 2012

Who needs a budget?’ So who needs to worry about budgeting, savings plans and a secure financial future? The thing is, not having a budget is rather like not having a map when you set out on a road trip. How often do you hear people say “I don’t know where my money goes”? So, why do we avoid the whole budget issue?

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Family Balance Sheet

APRIL 9, 2015

I have built a monthly system to set aside money specifically for our yearly bills and while I still dread this month, I am no longer paralyzed by it. If you struggle paying quarterly or yearly bills on time, then keep reading! With this change, I knew that I needed to be responsible with setting aside money each month.

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Family Balance Sheet

AUGUST 20, 2022

Meal planning is the #1 way I save money on groceries. “MEAL PLANNING IS THE #1 WAY I SAVE MONEY ON GROCERIES.” When I leave it at home, I have no plan for my trip and buy things I don’t need, forget the things I do need, buy things that are already in my pantry, and not surprisingly, my budget will be blown.

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Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Well, I can tell you a number of ways to save money on household expenses. Saving on Grocery Bills. Do you get a headache when you open the utility bill every month?

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Prairie Eco-Thrifter

FEBRUARY 6, 2013

Many of us are struggling to make ends meet (as in what’s at the end of the receipt meeting what’s at the end of your checkbook), and sometimes we discover that money for enough groceries to feed a family just isn’t in the budget. Can you really save money making your own stuff? Yeah, that will save you some money.

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Family Balance Sheet

NOVEMBER 25, 2019

If you’ve been following along since January 25, 2019, we’ve been working all year to set aside money each month to have a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I challenged myself to find the cash outside of our budget. It became a habit.

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Family Balance Sheet

FEBRUARY 1, 2023

The goal is to be extremely intentional with our money, so we can put more toward our financial goals. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending.

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Family Balance Sheet

FEBRUARY 15, 2019

Looking for ways to save money on groceries? Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. These are strategies I use weekly to keep my grocery bill in line with our budget.

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Family Balance Sheet

JANUARY 6, 2011

Your grocery budget might be a good place to start. Here at Family Balance Sheet, we are always trying to find ways to trim the grocery bill without sacrificing quality and nutrition. There are tons of ways to reduce your spending in your kitchen.

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Family Balance Sheet

OCTOBER 20, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill? 10 Smart Tips to Save Money on Meat.

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Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. Update budgeting software on a regular basis.

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Family Balance Sheet

SEPTEMBER 22, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. Want to lower your grocery bill? These posts will help: How to Save Money on Groceries WITHOUT Using Coupons.

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Prairie Eco-Thrifter

AUGUST 19, 2011

Guest Post Author Bio: This is a blog swap post from LaTisha at Financial Success for Young Adults where she writes about budgeting for college students and easy investing for beginners. It’s the color of money! Unfortunately, sometimes trying to save money and ‘go green’ present a conflict of interest. Go Digital.

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Prairie Eco-Thrifter

JANUARY 19, 2015

Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Earmark this money for an emergency fund, a new car fund, a vacation fund, whatever you would like. But it doesn’t have to be.

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Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for March.

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Family Balance Sheet

OCTOBER 13, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill? 10 Smart Tips to Save Money on Meat.

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Saving Everyday

SEPTEMBER 12, 2022

While there are plenty of blog posts out there sharing ways to save money each month , many of them are overwhelming and unrealistic. We got $20 each for doing it, and that was our vacation spending money. If we wanted extra money for something like school clothes or makeup, we were given a chore to earn it. Read that again.

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