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Mortgage Calculator with PMI and Taxes

Savings Corner

You’ll want to be aware of how much your monthly mortgage payment can change when the introductory rate expires, especially if interest rates are trending higher. Lenders look most favorably on debt-to-income ratios of 36% or less — or a maximum of $1,800 a month on an income of $5,000 a month before taxes.

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How Long Should You Keep Financial Documents

Family Balance Sheet

However, you should print any canceled checks or year-end statements that you would need for tax purposes, ie - charitable contributions, home improvements, business expenses, mortgage payments, etc. Any bills for big purchases like jewelry, appliances, computers, etc, should be kept permanently for insurance and warranty purposes.

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Shutterfly Coupon Code: $10 Off $10+ Purchase This Weekend

Couponing 101

Hurry before the code expires! 10DOLLARS Offer expires 10/19/2014 (11:59 P.M. Offer is good for $10 off one qualifying merchandise order of $10 or more (after any other discounts and before taxes, shipping and handling) through shutterfly.com. Offer cannot be redeemed more than once per account and/or billing address.

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Shutterfly: 101 FREE Photo Prints

Couponing 101

Offer expires 9/3/2014. Offer cannot be redeemed more than once per account and/or billing address. Taxes, shipping and handling will apply. Cannot be redeemed for cash or combined with other offers or credits. OR you can buy 99 prints with this same coupon code and pay just $5.99 Not valid for resale.

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Shutterfly: FREE Personalized Photo Magnet

Couponing 101

Offer expires October 8, 2014 (11:59 P.M. Offer cannot be redeemed more than once per account and/or billing address. Taxes, shipping and handling will apply. Cannot be redeemed for cash or combined with other offers or credits. Shipping still applies. Fun little token gift idea for a grandparent or friend!

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Shutterfly: FREE Personalized Reusable Bag for New Customers

Couponing 101

Offer expires 11/1/2014 (11:59 P.M. Offer is good for a FREE reusable bag (before taxes, shipping and handling) through shutterfly.com. Offer cannot be redeemed more than once per account and/or billing address. Taxes, shipping and handling will apply. Cannot be redeemed for cash or combined with other offers or credits.

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19 Awesome Freebies Things for College Students

Coupons Do Work

Also, Amazon rewards you with a $10 credit for every friend that you refer to this program. There is no cap on the amount of credits you can get, so become the big man on campus by spreading the word to your buddies about Amazon Student. On your first week on campus, you have to find out whether your university has a credit union.

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