Savings Corner
DECEMBER 25, 2023
Building credit can be tricky. If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? There are also ways to use rent, phone and utility payments to build credit.
Savings Corner
DECEMBER 25, 2023
The mortgage payment calculator can give you a reality check on how much you can expect to pay each month, especially when considering all the costs, including taxes, insurance and private mortgage insurance. Property taxes: The annual tax assessed by a government authority on your home and land. If you’re buying too much home.
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Coupons Do Work
FEBRUARY 8, 2017
It is that time again, for Taxes and with more and more people having their own companies, or running their business from the home, there are TONS of Apps to help you prepare your taxes! Here are the 12 best ones to help you track expenses, prepare your taxes AND manage your books. Manage bills. Tax portal.
Savings Corner
APRIL 4, 2024
Key takeaways A HELOC allows you to access your home’s equity over a period of time — you can borrow exactly what you need as you need it, typically for lower rates than other forms of credit. However, HELOCs also have a variable rate, and the sense of a seemingly limitless credit line could make them risky for less-disciplined borrowers.
Penny Pinchin' Mom
MARCH 11, 2024
The post Is Credit Karma Accurate? Is credit karma accurate? How far off, if at all, is it from the numbers given by any other credit reporting agency? Being credit-worthy is almost as important as being frugal. There are just some investment projects that you simply can’t finance with your savings or credit cards.
The Frugal Girl
FEBRUARY 28, 2024
I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. If I were in your shoes, I would focus more on the process and on good habits , rather than on the ultimate goal of being free of credit card debt. I paid bills, had all the logins, did the tax returns, and so on.
Prairie Eco-Thrifter
FEBRUARY 28, 2018
Energy efficient tax credits. While there have been some rollbacks on tax credits and deductions for energy efficient investments to your home, many still apply. For instance, there are still credits and deductions for the installation of solar panels, energy efficient water heaters, heat pumps, and windows.
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