Couponing 101

JULY 8, 2013

I can’t even tell you how many times I’ve just read the total of my bills and paid them without reading anything else on the paper. Well, this week I read my bills and saved $35! I pay my bills online so it was easy to enter the wrong amounts in the fields. photo credit: kenteegardin via photopin cc.

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Bills Saving Money Frugal Money 111

Penny Pinchin' Mom

MARCH 11, 2024

The post Is Credit Karma Accurate? Is credit karma accurate? How far off, if at all, is it from the numbers given by any other credit reporting agency? Being credit-worthy is almost as important as being frugal. There are just some investment projects that you simply can’t finance with your savings or credit cards.

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Credit Identity Theft Monitors Finance 52

Savings Corner

FEBRUARY 2, 2024

FULL LIST OF EDITORIAL PICKS: BEST CREDIT CARDS FOR GROCERIES Click the card name to read our review. Bank Shopper Cash Rewards Visa Signature® Card is tailor-made for consumers who spend a lot of money at retailers that don’t fit into (or are specifically excluded from) the bonus categories offered by other credit cards.

Credit Cards 52

Credit Cards Groceries Grocery Credit 52

Family Balance Sheet

OCTOBER 15, 2021

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. In January of 2020, I was gung-ho about saving for college, however, I had no idea what was about to happen.

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College Used 2020 Saving 130

Prairie Eco-Thrifter

MAY 6, 2013

I got in to a debate with my friend last week about whether cash or credit card encourages it’s user to spend more money. I don’t have to worry about logging onto my bank account and paying the bill when it comes to using cash, so it removes the pain of feeling it leave my pocket twice. My stance is that cash does – definitely!

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Credit Cards Credit Bank Banking 243

Savings Corner

APRIL 4, 2024

Key takeaways A HELOC allows you to access your home’s equity over a period of time — you can borrow exactly what you need as you need it, typically for lower rates than other forms of credit. However, HELOCs also have a variable rate, and the sense of a seemingly limitless credit line could make them risky for less-disciplined borrowers.

Credit 40

Credit Home Debt College Tuition 40

Prairie Eco-Thrifter

FEBRUARY 28, 2018

From a money-saving and environment-friendly perspective, this may be the most obvious solution to making room in your budget in an eco-conscious manner. Energy efficient tax credits. While there have been some rollbacks on tax credits and deductions for energy efficient investments to your home, many still apply. Go Digital.

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Saving Money Money Family Washer and Dryer 171

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” Start Using Cash This is a wonderful way to save money.

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Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

NOVEMBER 6, 2013

Credit card rewards programs are no different. Many people today seem to prefer paying by credit card. An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S.

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Credit Card Rewards Credit Cards Credit Rewards 228

Motherhood Moments

DECEMBER 26, 2022

Most Popular Resolution : 31% of people with a financial resolution want to save more. One in three Americans plan to make a finance-related New Year’s resolution for 2023, according to a new WalletHub survey, and 31% of those resolutions are related to saving more money,” said Jill Gonzalez, WalletHub analyst. Thanks for reading!

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Prairie Eco-Thrifter

JUNE 30, 2011

Guest Post Author Bio: By Odysseas Papadimitriou, CEO of Card Hub, an online marketplace for cards ranging from business credit cards for new businesses to secured credit cards. Like a plane, boat, passport or luggage, a credit card is important to any trip overseas. So what are these common mistakes, and how can you avoid them?

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Credit Cards Credit Luggage Travel 169

Family Balance Sheet

SEPTEMBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

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2019 September Club August 100

Family Balance Sheet

OCTOBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

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2019 October Club Christmas 100

The Frugal Girl

NOVEMBER 27, 2023

We are privileged in that we both have good-paying jobs and have more than enough money to cover the bills. How did you get interested in saving money? When I got my first job in high school, my parents said I had to save a percentage of every paycheck. What’s the “why” behind your money-saving efforts?

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California Cars Car College 172

Family Balance Sheet

NOVEMBER 25, 2013

Today is our 11th and final meeting for the Christmas Savings Club. We’ve worked hard over the last 11 months to scrimp and save our monthly goal so that we can have a cash Christmas. This idea came to me last January when I received our credit card statement in the mail that had all of our Christmas purchases on it.

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Club November Christmas Credit Cards 100

Savings Corner

DECEMBER 25, 2023

You apply for a private student loan through a bank, credit union or online lender. Compare offers from multiple lenders including banks, credit unions, online companies and state-based lenders to find the lowest interest rate. Credit score and income are taken into account for most student loans.

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Student College Credit Debt 52

Prairie Eco-Thrifter

DECEMBER 9, 2021

There are lots of different ways to save money, however it is not always easy to stay eco-friendly at the same time. Many people don’t realise there are small ways you can save money, but you will need to be consistent. Here are some of our top eco-friendly money saving tips you can follow… .

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Money Saving Money Saving Lunch 100

Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. We have to plan and save for it. Did you over spend?

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2019 Club Christmas 2018 100

Prairie Eco-Thrifter

JANUARY 26, 2011

Believe it or not, there are lots of ways to save money, no matter how much of it you have- or don’t have. I myself struggled for many years paying my own bills, but have since found numerous ways to save money. I have been able to save on things like food, gas, and clothing. It can save you bundles.

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Bills Money Insurance Saving Money 124

Prairie Eco-Thrifter

APRIL 13, 2011

Guest Post Author Bio: The following post comes from the NerdWallet.com team, experts in helping users find the right rewards credit cards. 4 of the Craziest Credit Card Scams. Then to top it all off, there are credit card scammers out there that are looking to get your personal information. Beware of Credit Card Skimmers.

Credit Cards 145

Credit Cards Credit Debt Identity Theft 145

Prairie Eco-Thrifter

FEBRUARY 21, 2011

Looking for ways that you can do your part to help save the environment? But there are a lot of little things that you go can do to help save the environment as well. And because the little things things in life can really add up, let’s look at how you can help to save the world using one tiny everyday thing: your credit card.

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Credit Cards Credit Used Bank 100

Family Balance Sheet

MAY 4, 2021

Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back Redemptions in April: $439.62. However, once we paid off all of that debt, I started playing the credit card game. in credit card points.

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April Money Credit Cards Donation 130

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

Is saving money one of the goals that you always seem to set for yourself, but never quite achieve? These days, most of us know that if we want to be successful in life, we have to commit to regular saving. 1. Automate your Savings. This means that your savings can start building automatically, without you even noticing.

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Bills Money Bank Banking 113

Prairie Eco-Thrifter

SEPTEMBER 3, 2013

I would be doubtful too if someone told me that, but the truth is that it’s rather easy to do if you have a rewards credit card and work hard to maximize your earning potential with it. I use my credit card like a debit card , in that I use it for every purchase I make. Pay recurring bills with the card. Would you believe me?

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Vacation Credit Cards Frugal Airline 200

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Here are five ways that I saved money this month. Related reading: 10 Ways to Save at Giant Food Stores. To save time during the week, I make the salad and chop the fruit on Sunday nights. Marked down meat!

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July Frugal Credit Cards Donation 130

Prairie Eco-Thrifter

JUNE 18, 2021

However, whilst we all have essential bills or borrowing we need to take on and maintain, some people are able to live as frugally as possible to help keep costs down and make their money go further. Here are 5 great tips for saving money by being frugal. Only Borrow What You Need. Take Advantage of Discounts. Buy Second-hand.

Frugal Lives 100

Frugal Lives Frugal Living Saving Money Money 100

Motherhood Moments

MARCH 4, 2023

Save for a rainy day. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful. on your credit card. Make smart choices with credit. Save for retirement T-O-D-A-Y.

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Debt Money Building Credit Cards 130

Family Balance Sheet

MARCH 11, 2021

Check your Credit Report. It is a good idea to review your credit report periodically to check for any fraudulent activity , such as identity theft. Per the Federal Trade Commission , you’re entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies.

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Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

JUNE 30, 2021

However, whilst we all have essential bills or borrowing we need to take on and maintain, some people are able to live as frugally as possible to help keep costs down and make their money go further. Here are 5 great tips for saving money by being frugal. Only Borrow What You Need. Take Advantage of Discounts. Buy Second-hand.

Frugal Lives 100

Frugal Lives Frugal Living Saving Money Frugal 100

Family Balance Sheet

APRIL 2, 2021

Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I’m saving my plasma money for summer trips and activities. Credit Card Cash Back: $175. January and February were stellar months with finding money.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

APRIL 12, 2013

He has successfully inspired thousands of people to a life free of credit cards and debt. It just seemed easier to us to carry and use credit cards versus cash. But Dave Ramsey and Financial Peace University challenged us to think about credit cards & cash differently. Do you use credit cards or cash?

Credit Cards 100

Credit Cards Credit Debt March 100

Prairie Eco-Thrifter

JANUARY 19, 2015

Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Consider these strategies: Save all of your change. Pay in cash whenever you can and save all of your change. I know I would.

Money 100

Money 2015 Emergency Fund Bills 100

Saving Cents With Sense

MARCH 25, 2013

Do you know what your credit score is? You should because your credit score can help you save money. With good credit, you can qualify for special financing, reduced down payments or smaller monthly installments. My husband and I have worked to keep our credit clean, so we can have the best credit scores possible.

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Credit Finds Making Contest 75

Saving Everyday

NOVEMBER 3, 2023

Saving money on gas is a top priority for many. In this post, we will explore effective ways for saving money on gas. Tips for Saving Money on Gas Like most of our articles on saving money, it starts with taking an honest look at your overall budget and spending. This is a significant savings!

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Saving Money Gas Money Fuel 52

Family Balance Sheet

DECEMBER 29, 2020

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail.

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Budgeting Budget Family Property Taxes 130

Savings Corner

DECEMBER 24, 2023

Simply fill in your outstanding loan amounts, credit card balances and other debts. Fill in your outstanding loan amounts, credit card balances and other debts to see what your monthly payment could look like. Personal loans A personal loan is an unsecured loan that, unlike a credit card, has equal monthly payments.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. photo credit: Pixaby.

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Christmas Finds Friends And Family Sale Donation 130