The Frugal Girl

JANUARY 22, 2024

My hobbies range from reading to painting, pen-and-ink drawing, cooking/baking, and writing. I also want to have a sense of detachment from owning things, which is hard since I was raised by very acquisitive parents (my mom shopped for a hobby), so I am still unlearning those habits. If we want it, let’s buy it.

Rent 177

Rent Son Frugal Home and Garden 177

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. What are your hobbies? It took just over a year (14 months to be exact) before I paid off all my debts and became debt free! What inspired you to get debt free? The main event that catapulted me into wanting to be debt free, was the lowest point in my life to-date.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

AUGUST 4, 2014

Welcome to Debt Free Stories! What are your hobbies? With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us. What inspired you to get debt free? Who initiated the debt free goal?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

APRIL 1, 2021

It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. However, if you do use it , ask your gym if they swap volunteer hours for a free membership.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. What are your hobbies? Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. Where are you from?

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. What are your hobbies? free except for our mortgage. Tell us about you and your family.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

NOVEMBER 26, 2014

January will be one giant nightmare when the credit card bills start rolling in. Before we get to the list, if you haven’t started planning for Christmas, here’s my FREE Christmas Gift & Spending Budget Excel Worksheet to help you get started. Make Money from your Skills or Hobbies. I use this spreadsheet.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. What are your hobbies? What inspired you to get debt free? I was 22 weeks pregnant, and left with a leg injury and a mound of medical bills. Who initiated the debt free goal?

Debt 100

Debt Debt Free Finds Goals 100

Prairie Eco-Thrifter

JULY 16, 2013

You can have a great time and cool off on a hot day for a fraction of what a day at a water park would cost, just be reasonable about your water usage and don’t leave the hose running too long or you’ll get a surprisingly high water bill. The website offer both free and paid memberships depending on which you choose.

Frugal Life 242

Frugal Life Frugal Kids and Family Inexpensive 242

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. What are your hobbies? That’s about it for hobbies, as our little ones are 1 and 3. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing. What inspired you to get debt free?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. What are your hobbies? What inspired you to get debt free? In order to maintain our debt free lifestyle, we pay cash for everything. If married, who initiated the debt free goal? We had the same goal and are in agreement with living a debt free lifestyle.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

MARCH 6, 2012

The Family Office Manager might track spending, reconcile and manage the accounts, pay the bills on time, and update the Family Balance Sheet. The offer of a free spreadsheet is still available, just head over the the Family Balance Sheet page for more details. If possible, make it a kid-free meeting. Thanks for reading.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

FEBRUARY 16, 2016

Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Another idea would be to stop spending your $1 or $5 dollar bills and collect them.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. What are your hobbies? I am a free-lance sign language interpreter, putting my husband through engineering school by paying cash. We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. What are your hobbies? . We have involved our children in our money discussion once we decided to become debt free. What inspired you to get debt free? If married, who initiated the debt free goal? The short term sacrifice was for the long term goal of being debt free.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. Angela & Jeff’s Debt Free Story. What are your hobbies? We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. What inspired you to become debt free? Meet Angela.

Debt 100

Debt Debt Free Budgeting Budget 100

Saving Cents With Sense

SEPTEMBER 2, 2011

Labor Day Restaurant Coupons: Baskin Robbins Coupon – Buy 1 Cone Get 1 Free (exp: 9/5/2011). Bob Evans Coupon – FREE Kids Meal With Purchase Of Adult Entree (exp: 9/5/2011). Bonefish Grill Coupon – Free Big Bang Shrimp with $15 Purchase (exp: 9/9/2011). Quiznos Coupon – Buy 1 Sub & Drink, Get 1 Free.

Restaurant 79

Restaurant Labor Day Baskin Robbins 2011 79

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. What are your hobbies? We were debt free before I was 30 , including our home. What inspired you to get debt free? I was raised debt-free and Barry was introduced to a debt-free lifestyle from his grandmother and aunt. Live junk and debt free! Hahahahaha!

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. What are your hobbies? What inspired you to get debt free? It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) If married, who initiated the debt free goal? Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. What are your hobbies? What inspired you to get debt free? How did you celebrate when you became debt free? For me, becoming debt free was really just the first step in a longer plan.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. What are your hobbies? We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. What inspired you to get debt free? If married, who initiated the debt free goal? Tell us about you and your family.

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

JANUARY 28, 2011

This really was a hobby adventure anyways. By freeing myself up for those three days, we can get a lot on our list done without experiencing pure exhaustion. Live Real, Now tells us how we can save money on anything from bills to insurance. By May,the whole house will be clutter free and organized. How about you?

January 124

January 2010 Personal Finance Finance 124

Family Balance Sheet

FEBRUARY 2, 2017

Their 2017 goal is to pay off the remaining balance on their mortgage ($27,900) and be DEBT FREE! Jackie and her husband paid off $147,000 of debt in 10 years and are debt free. Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation).

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. What are your hobbies? What inspired you to get debt free? We did follow Dave Ramsey’s 7 Baby Steps to becoming debt free. We also look for places where kids eat free now. If married, who initiated the debt free goal? Tell us about you and your family.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. Some of the most oft repeated tips are how to reduce your energy bill. The Free Financial Advisor: Cheap Disney World Tickets? Turn off the lights.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220