Family Balance Sheet

SEPTEMBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 September Club August 100

Family Balance Sheet

MARCH 5, 2021

Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill on a morning run at the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I’m saving my plasma money for summer trips and activities.

February 257

February Money Airline Flights 257

Koupon Karen

NOVEMBER 30, 2023

But with careful planning and budgeting, you can still provide your little one with everything they need while saving for their future. Here are some tips to help you save for your new baby. Don’t forget less obvious yet significant expenses like increased utility bills or potential healthcare costs.

Budgeting 52

Budgeting Budget Baby Friends And Family Sale 52

Family Balance Sheet

NOVEMBER 2, 2022

The season of family, faith, food, and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. January will be one giant nightmare when the credit card bills start rolling in.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Prairie Eco-Thrifter

MAY 28, 2014

So often, being environmentally friendly and saving money go hand in hand. Here are some simple things our family does to be more environmentally friendly and to save money: 1. Instead of having oodles of clothes, our family is minimizing our wardrobes. That’s good for the Earth and for personal finances.

Saving Money 191

Saving Money Simple Money Friends And Family Sale 191

Family Balance Sheet

APRIL 1, 2021

Our emergency fund has saved us countless times and it will save us once again with the truck. If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. But the truth is, we have the money.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 6, 2021

January 2021 was a month of extremes in my family’s finances. Found money can be found from various sources, such as rebates, refunds, online sales, or even the ground. Found money can be found from various sources, such as rebates, refunds, online sales, or even the ground. Yep, I found a $20 bill last year on the beach!

Finance 130

Finance January Family 2020 130

Family Balance Sheet

MAY 1, 2017

Did you save BIG in April? I’m constantly trying to optimize our spending to find ways to save money, but still live quite comfortably and well. In April, we saved quite a bit of money by comparison shopping, and choosing thrift first. The big hitters this month saved us about $500. Total savings: $200/year.

April 100

April 2017 Washer and Dryer Daughter 100

Family Balance Sheet

FEBRUARY 15, 2019

Looking for ways to save money on groceries? These are strategies I use weekly to keep my grocery bill in line with our budget. How to Save Money on Groceries. Personally, I plan a weekly menu that’s centered around what’s already in my pantry and freezer, what’s on sale, and my family’s schedule.

Saving Money 113

Saving Money Groceries Grocery Money 113

Family Balance Sheet

FEBRUARY 4, 2016

Currently our monthly budget for my family of 4 is $500. This Week’s Dinners: Saturday: We went out to dinner with friends. I bought another type of white fish that was on sale, but I don’t remember what kind. Friday: We’re going out to dinner with some friends to a local favorite diner.

Friends And Family Sale 100

Friends And Family Sale Homemade Leftovers Kids and Family 100

Family Balance Sheet

JANUARY 15, 2016

Every week, I share how I saved and what we ate for the week on our budget. Our current monthly budget for my family of 4 is $500. Sunday: Day 2 of a weekend long swim meet, so I took advantage of a sale at Giant, buy a store made Stromboli and get a store made pizza FREE. Want to lower your grocery bill?

Budgeting 100

Budgeting Budget Friends And Family Sale Leftovers 100

Saving Everyday

AUGUST 1, 2022

Here are real ways to save on groceries each and every month! In this post, we’ll discuss realistic ways you can save on groceries at home and at the store! How to save on groceries at home. Before we get into how to save at the grocery store, let’s talk about what you can do before you go. Make it a priority.

Groceries 52

Groceries Grocery Food and Drink Saving 52

Saving Everyday

AUGUST 1, 2022

Here are real ways to save on groceries each and every month! In this post, we’ll discuss realistic ways you can save on groceries at home and at the store! How to save on groceries at home. Before we get into how to save at the grocery store, let’s talk about what you can do before you go. Make it a priority.

Groceries 52

Groceries Grocery Food and Drink Saving 52

Family Balance Sheet

MAY 18, 2016

Coupons are an easy way to reduce your grocery bill. Unfortunately, they get a bad rap at times, because people think hours are needed to save real money and be worth their time. The sale on the chips caught my eye first and I was delighted to see a coupon. Day 18 of 31 Days to Slash your Grocery Spending: Coupons! off 2 bags.

Groceries 150

Groceries Grocery Grocery Coupons Finds 150

Prairie Eco-Thrifter

JUNE 22, 2011

On top of the basic cost of your bill each month for text messaging and making calls, tack on 30+ dollars for a data package, and another 200+ dollars for the phone itself. While this is a whole lot of money up front, your iPhone may make up for the initial cost with its money saving applications.

Phones 184

Phones Money Friends And Family Sale Gas 184

Prairie Eco-Thrifter

APRIL 27, 2011

Wouldn’t it be great if you could have a positive impact on the world around you and save some money at the same time? Instead of buying items that you may only need for one time, you should consider borrowing items from a friend, family member, or a neighbor. Well, guess what; you can. Buy in bulk. Buy used items. Buy organic.

Saving Money 157

Saving Money Green Money Bulk 157

Saving Cents With Sense

JANUARY 1, 2014

Do any of them include saving more? I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. What about eating out?

2014 88

2014 Saving Bills Emergency Fund 88

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Tell us about you and your family. works in outbound sales, and I teach part-time. to be able to go on a family missions trip. medical bills, a small credit card, both of our cars, and student loans.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

NOVEMBER 19, 2014

Tell us about you and your family. We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. We sold extra items that we weren’t using through Craigslist and garage sales. We lowered our living expenses and looked at our bills and decided what we could live without.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

JANUARY 29, 2016

Every week, I share how I saved and what we ate for the week on our budget. Our current monthly budget for my family of 4 is $500. Pork tenderloin is a pricier cut of pork, but our favorite, so I buy it occasionally when it is on sale. The sale price was $2.77 Blizzard2016. I also made skillet cornbread.

Leftovers 100

Leftovers Friends And Family Sale Kids and Family Homemade 100

Family Balance Sheet

FEBRUARY 16, 2016

Our emergency fund has saved us countless times and it will save us once again with the truck. If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. But the truth is, we have the money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

NOVEMBER 26, 2014

The season of family, faith, food and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of last minute ideas to find some extra cash for your Christmas spending. January will be one giant nightmare when the credit card bills start rolling in.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Saving Cents With Sense

JANUARY 3, 2017

Do any of them include saving more? I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. What about eating out?

New Year's 40

New Year's Saving Bills Emergency Fund 40

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Knowing exactly how much income is going out towards bills, unplanned expenses, and splurges is the first step in saving for a college fund. Going to the movies, having drinks with friends, or going to paid sporting events can be expensive. Ask friends or neighbors if there is a specific item that only needs to be used once.

College 100

College Budgeting Budget Friends And Family Sale 100

Family Balance Sheet

MARCH 2, 2011

Menu planning saves me time. Menu planning saves my sanity. Menu planning saves me money. I also revolve my menu around what is on sale, so I'm spending less on our meals. Plan your menu around what is on sale at the grocery store that week. If whole chickens are on sale for.79/pound, Develop a system.

Menu Planning 138

Menu Planning Menu Plans Economical Kitchen 138

Family Balance Sheet

MAY 8, 2015

Currently our monthly budget is $500 for my family of 4. I bought a huge watermelon that was on sale and we had it several nights as a side dish. This week, I included some of my money & time-saving tips from each day. This week, I included some of my money & time-saving tips from each day. Such a yummy treat.

Budgeting 100

Budgeting Budget Leftovers Freezers 100

Prairie Eco-Thrifter

OCTOBER 31, 2012

She (we will call her Susan, although that is not her name) started life as a member of an industrious lower middle class family – one sibling, two parents married to each other. She gave large gifts to close friends. Although friends tried to help by offering part time employment, she was unable to keep a paying job.

Friends And Family Sale 189

Friends And Family Sale Taxes Insurance Money 189

Prairie Eco-Thrifter

FEBRUARY 23, 2011

This saves on packaging as well as transportation because larger amounts can be shipped in one load. Pay your bills online and get your statements delivered to your email inbox. This saves on stamps, paper, fuel, and mail transport which not only is more eco friendly but it also saves your money. So what can you do?

Consumer 124

Consumer Recycle Recycled Recycling 124

Saving Cents With Sense

JANUARY 1, 2015

Do any of them include saving more? I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. What about eating out?

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Everyday

SEPTEMBER 14, 2011

Totsy is offering a FREE subscription to Disney’s Family Fun Magazine with any order of $45 or more. Go HERE to check it out and be sure to click on “all sales” at the top to browse their current deals. You will never receive a bill for this subscription! You’ll also get FREE shipping of you’re a new member!

Family 63

Family Disney Friends And Family Sale Bills 63

Family Balance Sheet

JULY 16, 2015

And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. You will not only save yourself money, but also time. We are now more committed to save money and we eat mostly at home, BUT we do enjoy at a few meals out each month. Here’s 7 Tips to Conserve Water and Save Money. Dining Out.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

The Frugal Girl

FEBRUARY 14, 2024

I also love to visit family (all our family is between 2 and 4 hours away) and friends, bake, and play board games. Playing board games with friends I really don’t like crafts, despite years of attempting scrapbooking, knitting, etc, but I do like advising on my fiancé’s woodworking projects. The mug shelf 2.

Friends And Family Sale 195

Friends And Family Sale Library College Cars 195

Family Balance Sheet

APRIL 3, 2014

I carefully planned our menu each week around the sales flyers and loss leaders. And while I didn’t hit my goal of $400, I did reduce our spending to $425 for my family of 4. We also had meals at the homes of some friends and family a couple of times this month. I felt like March was somewhat of a success.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

JUNE 5, 2015

Currently our monthly budget is $500 for my family of 4. There is a fee, but many of my friends have been raving about the convenience of groceries being delivered right to your door step. My oldest daughter loves sausage burgers, so when they’re on sale, which is quite frequently, I buy them.

Budgeting 100

Budgeting Budget Tacos Friends And Family Sale 100

The Frugal Girl

JUNE 10, 2024

How did you get interested in saving money? Luckily, not poor enough to wreck our lives, but basically we lived paycheck to paycheck—our philosophy was “As long as the bills are paid, spend it all.” What’s the “why” behind your money-saving efforts? It’s amazing how much “little splurges” add up.

Kids and Family 130

Kids and Family Thrifting Vacation Friends And Family Sale 130

For the Mommas

DECEMBER 19, 2015

Your friends and family will never know that you were on a tight budget. Check the sales papers in your local Sunday paper and see which stores have the best deals that week. Circle any items that would work for people on your list and hit the stores as soon as possible because sale items usually go quick.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Prairie Eco-Thrifter

JANUARY 21, 2013

The sewer district will call on imminent domain to seize an easement on YOUR land and bill you for not only the building of the new sewer lines, but also on a monthly basis to pay for them. What you see today as a quiet family friendly zone, may actually already be on its way to becoming a commercial district.

Real Estate 202

Real Estate Home Buy Buying 202