Family Balance Sheet

FEBRUARY 23, 2016

2 – Create your own Debt Freedom Plan. I highly recommend reading Dave Ramsey’s book, The Total Money Makeover. We are following his debt snowball method and the book provided the blueprint for our Debt Freedom Plan. Download your FREE Debt Payoff Goal Tracker.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

APRIL 9, 2021

There were a lot more fun and purposeful things we could have done with that money than pay the lender. After the FPU class, we looked at our debts differently. Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. In fact, it sucks!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt. We sold the excess.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

AUGUST 5, 2015

My husband has always been the one who has felt the full weight of our debt. He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. We followed FPU which was a 9 week course.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 16, 2015

The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? How did you celebrate when you became debt free? To pay off our home early.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement).

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 11, 2016

And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. It’s all too much.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. You can save thousands a year with a smaller house and smaller mortgage. Again, you can save thousands with a smaller car that is less expensive and more fuel efficient. And if you rent, save money and then invest the difference.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

JULY 4, 2011

Control Your Cash from Control Your Cash boldly says Your Smart Car Isn’t Saving the World. There are plenty of other things that are just adding to the problem. , and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. He’s right.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JULY 2, 2015

But in the end, we ended up making enough profit to pay off our debt entirely and still put some into savings! Imagine paying for two houses at once! Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? If we want to buy a car, we save and pay cash.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Here are the ins and outs of the whole process – why you need one, how much you should have, how to save for it, where to keep it and what do to (and what not to do) with it. If you want to help your kids get off to the best start in life, it’s vital to consider them when you make financial decisions. So what did they do?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JANUARY 20, 2017

towards our debt. Little by little, we paid off each loan before moving. Did you follow a particular debt freedom plan or book, such as Dave. Ramsey or Debt-Proof Living? towards debt. .” What are your top 3 – 5 tips for saving money/pinching pennies to put. towards paying off your debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 3, 2016

When my husband and I got married, we both brought debt into the marriage and I knew that I wanted to pay it off. I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

I was trapped in a cycle of low wages and accruing debt , and lost more than a few night’s sleep over my situation. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? My biggest wins for saving money came from psychological tricks I’d employ.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

DECEMBER 10, 2014

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. Our financial goals have shifted to growing my new business.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

APRIL 12, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I was very excited about it and ended up buying Dave Ramsey’s book, The Total Money Makeover. I read it in two days and I was sold on the idea of being debt free. How did you celebrate when you became debt free?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. We were debt free before I was 30 , including our home. The only debt we had was a mortgage – however when we first got married we were stupid and bought a Mercedes.

Debt Free 100

Debt Free Debt Budgeting Budget 100