Savings Corner
APRIL 4, 2024
Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Home equity loan: What is it?
Savings Corner
APRIL 4, 2024
Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process.
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Penny Pinchin' Mom
MARCH 11, 2024
Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.
Prairie Eco-Thrifter
JANUARY 22, 2013
According to an article that was published on Investment News last June, it costs approximately $235,000 to raise a child and that’s not even counting their college tuition ! Do you live in a studio apartment or a one-bedroom place because that’s currently what your budget can afford?
Savings Corner
DECEMBER 24, 2023
Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation. Instead of putting down cash as collateral, you may be able to use other assets, such as a home, boat or car.
Prairie Eco-Thrifter
APRIL 13, 2011
We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Leave your credit cards at home. This way you will be forced to stick to your budget and no allowances can be made for an impulse buy. Do you want to retire by age 50?
Prairie Eco-Thrifter
OCTOBER 22, 2013
Being that financial security strategies aren’t taught in the school classroom, it’s important to sit down with your kids at home and teach them valuable lessons in financial management. Encourage your kids to save money if they want to buy something they like and to not spend more than their budget allows. Saving and Investing Early.
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