Savings Corner

DECEMBER 27, 2023

Ideally, getting one positively impacts your overall financial health, by helping you pay off debt faster, for example, or adding to the value of your home. Weddings : Using a personal loan to pay for your wedding can help you stick to a budget. Here’s how to compare personal loans and credit cards.

Debt 40

Debt Home Improvement Consumer Credit 40

Family Balance Sheet

SEPTEMBER 9, 2014

We paid off over $147,000 in debt (actually way over that amount, if you want to count a $210,000 rental property that I sold at a slight loss.) About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) Then my husband decided to pay off his car.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

NOVEMBER 19, 2014

We paid off $68,000 of debt in eight months. The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. What inspired you to get debt free? We ate at home a lot and watched our food budget carefully. Paying off debt can be done!

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Savings Corner

APRIL 4, 2024

While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. Credit card rates are lingering above the 20-percent mark, and personal loans can stretch into the 25–35 percent range for borrowers with less-than-perfect credit scores. to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. We had two student loans that still had balances, even though we’d already been paying on them for 10 years. Where are you from?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. At that time, we didn’t consider all debt to be dumb.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

OCTOBER 6, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Is it to pay off your house? Pay cash for a trip to Hawaii or your kids’ education. Or maybe you want to pay off (and cut up) your credit cards.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt.

Debt 100

Debt Debt Free Finds Goals 100

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Create a budget. If you achieve it, nothing happens, but if you don’t achieve it, the site will charge your credit card and donate money to a charity whose cause you hate. Paying Off Debt. The top 3 financial resolutions?

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

JANUARY 20, 2017

It took us four years, but we paid off over $80,000 of debt! We are debt. medical bills, a small credit card, both of our cars, and student loans. debts one by one. We tackled our small credit card balance, then our. What inspired you to become debt free? strict budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

AUGUST 5, 2015

What kind of debt was it? Total, we paid off $175K in 2 years!! 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. My husband has always been the one who has felt the full weight of our debt.

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

JULY 4, 2011

This doesn’t mean you will always live with a cash budget, although you certainly could. Philip Taylor from PT Money Personal Finance presents The Best Gas Rewards Credit Cards–June 2011. Ben from Money Smart Life provides Credit Card Bonus Comparison Charts so you can make the best decision.

Personal Finance 240

Personal Finance Finance Family Debt 240

Saving Cents With Sense

DECEMBER 20, 2013

Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. You give up rights to future payments, but the savings in interest on your credit cards could make the sale worth it.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. During that time, I started to budget for everything. Every aspect of our lives was included in our budget. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

FEBRUARY 23, 2016

Download your FREE Debt Payoff Goal Tracker. Paying off debt is not fun, in fact, it sucks! We built in some celebrations into our Debt Freedom Plan. People have told us that it isn’t possible to not have a car loan or to not use credit cards. Bonus #6 – Celebrate your wins.

Debt 100

Debt Goals 2016 Calculators 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Reasons: Why I Got An American Express Blue Cash Card MR loves reward credit cards. He always pays his balance each and every month, and if you are like him too, then the American Express Blue Cash Card is for you! Read his take on this great rewards card. So what did they do?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. Write these dreams down on paper.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Stop using your credit cards. Credit cards make buying too easy and you usually end up buying too much when you use them. And if you’re not paying your bill in full every month, you’re paying a lot of extra money in interest.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

JULY 2, 2015

We are living in an apartment that we can pay for out of one paycheck with money left over. The money that we used to spend on debt now goes into savings. In order to maintain our debt free lifestyle, we pay cash for everything. We rarely use a credit card and if we do, we pay it off right away.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . How much debt did you pay off? What kind of debt was it? We paid off $7,665 worth of credit cards, school loans and a car loan.

Debt 100

Debt Debt Free College Finds 100

Motherhood Moments

FEBRUARY 7, 2023

V-Day Debt Is Worth It for Some People. Almost 1 in 5 Americans think a Valentine’s Day gift is worth going into credit card debt. Bad Credit Might Keep You Single. Around half of Americans would not marry someone with a bad WalletScore or bad credit. Dinner May Be Too Expensive. Financial Infidelity Hurts.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

APRIL 12, 2016

How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. I had planned to pay it all off in 2.5 Simply doing a budget.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

MAY 27, 2015

There were two things that inspired us to pay off debt. I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Extra money from budgeting wisely and spending less (specific tips below).

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

DECEMBER 10, 2014

How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. It took just over a year (14 months to be exact) before I paid off all my debts and became debt free!

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 2, 2016

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. I was earning more each year and the debt I was carrying was covered each month without too much worry. Spending Audits Not Budgets – This might be a little controversial, but I tried budgeting and kept on failing.

Debt 100

Debt Finds Debt Free Pay Off Debt 100