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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. Our business has definitely been affected with no end in sight. Budget items we are temporarily stopping for now: EVERYTHING ELSE! Emergency Savings = Last Resort.

Budget 246
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Grocery Budget Challenge | February Meeting

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for March.

Budget 124
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8 Action Steps for a Frugal February!

Family Balance Sheet

We could really use an intentional month of frugalness to reset our mindset. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!)

February 130
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Want to save money? Let go of the need for matching

The Frugal Girl

If things don’t need to match, you are more able to take whatever comes along that’s in your budget. My free kitchen chairs don’t match each other, and they are definitely not the type of chairs that would have come with my table when it was new. Let’s run through some examples!

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Meet a Reader | Gretchen from Oregon

The Frugal Girl

Today we’re meeting an Oregonian who does an impressive amount of homesteading. Tell us a little about yourself! My cute kids when they were little I used to be a Spanish teacher until I stopped working to stay home with my kids. I use a grain mill to grind grain for our sourdough bread. Hello, everyone!

Oregon 186
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Frugal February

Family Balance Sheet

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). For a list of budget categories, read: How to Start a Budget.

February 100
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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We use the gym, so we’ve never felt like it was a waste of money. Cutting cable is definitely a big step, but it you’re ready to take the leap, find out How We Watch Great TV Without Cable. Let us know in the comments. We want to have our cake and eat it too. Gym Membership. Our savings: $184 a month.