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Christmas Gifts on a Budget: Up-cycling is the Answer

Prairie Eco-Thrifter

Stay within budget this holiday season with up-cycled Christmas gifts. Cover thrift store finds such as boxes and crates with dish shards for an awesome magazine rack. These are great conversation pieces and are on target for office party gifts. 5 Budget Friendly Ways to Bring More Life to Your Apartment.

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10 Fun & Budget-Friendly Christmas Party Ideas

Family Balance Sheet

It’s not too late to pull a holiday party together for Christmas or New Year’s and you don’t have to blow your budget. We’re having an Ugly Sweater party at our office this year. Gifts must be from a thrift store. Ugly Christmas sweaters are quite trendy this year. Gifts must be handmade.

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My Binder System for Organizing Some Important Areas of My Office and My Life

Family Balance Sheet

My financial binder holds my monthly to-do list , my yearly goals, our Family Balance Sheet , our family budget, and our business budget and statistics. Aside from the large 4 inch binder for our office expenses, I haven't spent a fortune on these books. I am a bit obsessive about them being all white.

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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office. Also, we needed to make some much-needed repairs to our home and office that really couldn’t wait until we paid off six figures.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

For many households, their finances and budgets are in limbo. As the Family Office Manager , I handle the day-to-day finances for our family and I needed a way to communicate our finances to my husband. We have hit uncertain times and this pandemic has felt like a wall that is unscalable. I still use my spreadsheet to this day!

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It was an escape from the office, but it was eating up my budget…see what I did there! 25 Ways to Find Money for your Emergency Fund.

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Meet Aja. She & her husband Paid Off $110,000 in Debt

Family Balance Sheet

I own a software consultancy that I run from home and my husband is a letter carrier with the post office. Finally, we took the dive by making a budget and starting our debt snowball. The budget is key. How often do you and your spouse discuss your finances/budget/spending? So I work the budget and spreadsheets.

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