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Understanding the Deep Impact of Home Renovations

Koupon Karen

Beyond the apparent aesthetic and functional upgrades, home renovations profoundly influence various aspects of life, from financial considerations to psychological well-being. This phase goes beyond mere brainstorming; it involves budget setting, scope definition, and meticulous selection of contractors and materials.

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The Spending Plan Mentality

Prairie Eco-Thrifter

I’m not much into budgeting. It’s true that what I do with money technically amounts to a budgeting technique, but the idea of a traditional budget has never appealed to me. It’s a lot like a budget, and many people have told me they think that it’s a budget. Let’s consult the budget.

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How to Manage Your Personal Loan

Savings Corner

Managing a personal loan successfully, however, requires understanding how the payments change your monthly budget and creating a clear plan to pay off the loan. It can be psychological, says Tess Downing, a San Antonio-based financial planner. Here are five things you can do to make your personal loan easier to manage.

Debt 52
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MatchBooks: FREE Textbook Resource for College Students

Saving Cents With Sense

Considering that students tend to have multiple books for each class, and take 3-4 classes at a time, it is not an easy item for an already tight-budget college student (or families) to afford. I really like that this FREE resource is available for college students on tight budgets. I can imagine it will really help many of you!

Student 88
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Unintended Consequences

Prairie Eco-Thrifter

In the annual meeting, the members have to approve the budget for the year, which included the staining, a $60 a month increase in fees and no improvement projects. These members also never look at the budget, and didn’t initially understand that their pet projects weren’t in it. Don’t you hate politics!

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Deciding to Be Content Even When Life Doesn’t Go the Way You Plan

Prairie Eco-Thrifter

Arizona is a 27 hour car drive away, and with our family of 5 living on a tight budget, flying really isn’t an option. Arizona was not a place that interested either one of us. We’d miss the greenery of the Midwest. We’d miss family. Playing the Mental Game. I did have options. How did you respond?

Arizona 199
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“Energy Efficient” Could Be Worse for the Environment

Prairie Eco-Thrifter

Increasing the longevity of household appliances will protect both your budget and the environment. She aspires to be a psychology professor, but decided to take some time off from grad school to help people learn to navigate the academic lifestyle. Live above the “go green” hype, and refuse to buy anything new until you have to.