For the Mommas

NOVEMBER 7, 2022

My 10 Budgeting Hacks For 2023. Having a budget tells me how much money I have every month, and how much I can afford to spend after emergencies. Budgeting also tells me where I need to start making changes and how much I can save and invest: The below hacks will help you put some extra pennies in the bank.

Budgeting 52

Budgeting Budget Bank Banking 52

Prairie Eco-Thrifter

AUGUST 7, 2012

You’ve heard the saying that nothing worthwhile is achieved without a goal? Setting financial goals is an important part of planning to achieve financial security and have enough money in your retirement years to live the way you want. So, how do you set financial goals as part of a financial plan? When will you have kids?

Financial Goals 213

Financial Goals Goals Making Simple 213

Prairie Eco-Thrifter

APRIL 16, 2014

Have you ever made a contingency budget- a plan for how you would pay your bills if you suddenly lost your income or how you would handle an unexpected windfall of cash? Have you even created a budget for your current expenses ? The Low Budget. The Medium Budget. The High Budget.

Budgeting 188

Budgeting Budget Lowes Goals 188

Family Balance Sheet

FEBRUARY 1, 2023

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130

February Frugal Financial Goals Goals 130

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? with their goals. These folks didn’t corner the market on goal success either, instead they just got the task DONE. His 2017 goal is to make $100,000 in online income. She hit that goal in September 2016. Getting Started.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. SO THIS WILL BE THE YEAR…YAY… WOOHOO… BUT……in order to reach our goal by the end of the year, we need to find/earn more money than we currently are able to come up with each month. 2016 will be THE year.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

APRIL 11, 2020

How I’m managing our family budget during the Pandemic: We pay ourselves at the beginning of each month, so when this crisis started in mid-March, we were covered for the month. Budget items we are temporarily stopping for now: EVERYTHING ELSE! What changes have you made to your family’s budget?

Budgeting 246

Budgeting Budget Family Debt 246

Saving Everyday

OCTOBER 27, 2023

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Follow these tips, and you’ll reach your goal in no time! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help! We don’t have time for that.

Saving Money 52

Saving Money Budgeting Budget Money 52

Family Balance Sheet

NOVEMBER 30, 2014

Back in January I introduced the 2014 Grocery Budget Challenge. I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. It was a bold goal to reduce our spending by so much and I knew I would have to be very diligent with my meal planning.

Budgeting 124

Budgeting Budget Groceries Grocery 124

Prairie Eco-Thrifter

JUNE 30, 2014

We knew that we would at least partially combine our finances when we were officially married, but when we were making our combined budget before going to the bank and officially combining, we hit a bit of a road block when we realized that we have a huge disparity in our financial goals. Compromising is Key. Money Tips'

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Couponing 101

DECEMBER 13, 2019

As a professional, you might want a planner to keep track of your meetings, tasks, and goals. For parents, we like planners that leave enough room for all the important activities and goals while leaving enough space for a little personal pep talk. You can also track your income, goals, and more. Professionals.

Goals 64

Goals 2020 Student Budgeting 64

Family Balance Sheet

JANUARY 10, 2014

Are you spending more on groceries every month than your budget allows? This year, I need to reduce our monthly grocery spending to $450 a month to stay within our overall budget I have planed for 2014. Why YOU should participate in the Grocery Budget Challenge: 1. To help you stay within your grocery budget on a monthly basis.

Budgeting 174

Budgeting Budget Groceries Grocery 174

Prairie Eco-Thrifter

AUGUST 31, 2014

When I first met him, my husband was not a budgeter. He was happy saving a small amount of his money and spending the rest, and he felt that budgets were restrictive and for people with a lot less money than he had. When I started budgeting, many pieces of the money puzzle fell into place for me.

Budgeting 180

Budgeting Budget Money Finance 180

Prairie Eco-Thrifter

JULY 10, 2012

I like to bake cookies, and I like to budget. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. This is what I like to call the Toll House budget. It’s not that I lost my taste for the sweet, chewy goodies.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

JANUARY 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we aren’t over-spending. January’s homework was to figure out your monthly grocery budget and start meal planning. My success : My January grocery budget was $450. Grocery Budget Challenge'

Budgeting 127

Budgeting Budget January Groceries 127

Family Balance Sheet

JANUARY 3, 2012

We talked through some issues and opportunities for our business and our personal, family, and financial goals. Our 2012 Financial Goals. We have set a goal date of July 2015 to pay off all of our debt. These goals are epic for us. What financial goals did you make for 2012? Finish Will. No more excuses.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

OCTOBER 6, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today’s assignment: List your SMART financial goals.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

JUNE 30, 2014

Ok, Ok, let’s talk grocery budget! The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. How did we do in February?

Budgeting 124

Budgeting Budget February Groceries 124

Prairie Eco-Thrifter

OCTOBER 17, 2012

Who needs a budget?’ So who needs to worry about budgeting, savings plans and a secure financial future? The thing is, not having a budget is rather like not having a map when you set out on a road trip. If they had a budget, they would know the answer to this, right down to the last cent. . Well, actually, no!

Budgeting 214

Budgeting Budget Debt Money 214

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My budget is $450. February Meeting.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

SEPTEMBER 22, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. The post What We Ate this Week on our Budget 09.22.2017 appeared first on Family Balance Sheet.

Budgeting 100

Budgeting Budget Financial Goals Tacos 100

Family Balance Sheet

MARCH 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. How Did We Do in March. I keep both in the freezer.

Budgeting 100

Budgeting Budget March Groceries 100

Prairie Eco-Thrifter

JANUARY 18, 2011

We often approach goals as a chance to change. Setting a goal is our chance to finally save that money, lose that weight, or exercise more. Having a new goal is great in the beginning because there is nothing like the feelings of excitement of finally making a positive change in your life. Remember, every bit counts.

Goals 124

Goals Motivation Work Budgeting 124

Family Balance Sheet

OCTOBER 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. How Did We Do in September & October.

Budgeting 100

Budgeting Budget September October 100

Family Balance Sheet

APRIL 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for May.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Couponing 101

JANUARY 8, 2013

Want to get on track with your New Year’s budget and financial goals? You can get a FREE download of Dave Ramsey’s Guide To Budgeting right now! FREE Download: Dave Ramsey’s Guide To Budgeting is a post from Couponing 101.

Budgeting 102

Budgeting Budget Financial Goals Goals 102

Family Balance Sheet

OCTOBER 20, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. The post What We Ate this Week on our Budget 10.20.17

Budgeting 100

Budgeting Budget Leftovers Daughter 100

Family Balance Sheet

OCTOBER 13, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. The post What We Ate this Week on our Budget 10.13.17

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

SEPTEMBER 29, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. The post What We Ate this Week on our Budget 09.29.17 This Week in the Kitchen. 10 Smart Tips to Save Money on Meat.

Budgeting 100

Budgeting Budget Homemade Financial Goals 100

Family Balance Sheet

JANUARY 3, 2013

To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Our goal with the Christmas Savings Club is to save enough cash to achieve a Cash Christmas in 2013. Next, fill in a budget for 2013. Thanks for reading.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. The post What We Ate this Week on our Budget 09.15.17 My #1 Simple Tool that Saves Me Hundreds.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

SEPTEMBER 1, 2017

It’s been a long time since I’ve shared the series, What We Ate this Week on our Budget , but I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. The post What We Ate this Week on our Budget 09/01/2017 appeared first on Family Balance Sheet.

Budgeting 100

Budgeting Budget 2017 Financial Goals 100

Family Balance Sheet

FEBRUARY 23, 2016

We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. It’s a crazy goal, but I like a challenge and I’m looking forward to our reward when everything is paid off. What are you willing to give up to reach your goal? 5 – Prominently post a goal tracker.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. The post What We Ate this Week on our Budget 09-08-2017 appeared first on Family Balance Sheet.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

DECEMBER 4, 2012

Learn Vest is offering a 10-day email program that will give you daily to-dos to achieve your financial goals. Create a budget that you can actually stick to. Dream big and set financial goals you can achieve. Discover where you're really spending. And it's FREE! Click here or the banner above to sign up. Thanks for reading.

Financial Goals 100

Financial Goals Budgeting Budget Goals 100

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100

February Frugal Financial Goals Budgeting 100