Prairie Eco-Thrifter

JUNE 5, 2014

What I used to think was “smart” spending, eating out a few times a week at cheap restaurants and frequenting local happy hours, is a now a total splurge to me. I’ve also found the concept of redefining moderation to be applicable to my finances. Get Healthy'

Food and Wine 232

Food and Wine Goals Finance Wine 232

For the Mommas

DECEMBER 21, 2015

After the holidays are over, they quickly realize just how much overspending they did. Many people get all the bills after the holidays and simply can’t deal with it and decide to put their Christmas debt off for a more convenient time. For some people, this is a time to panic and wonder how they’ll ever recover.

Debt 40

Debt Christmas Credit Cards Bills 40

Family Balance Sheet

FEBRUARY 1, 2019

I’m going to challenge myself to use up cleaning supplies and health & beauty products before buying anything new. I enjoy Valentine’s Day, but it is on a Thursday this year and my kids’ activities aren’t canceled due to the holiday. 5 – Plan ahead. What can you do to prevent those expenses?

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

FEBRUARY 15, 2019

As my kids have grown into a teen and tween who eat as much as adults, I spend about $700/month–this includes anything I buy at the grocery store, so it includes paper and cleaning products. When I don’t plan, I make multiple trips to the store, eat out too often, and most certainly blow our budget. Thaw as needed.

Saving Money 113

Saving Money Groceries Grocery Money 113

Prairie Eco-Thrifter

AUGUST 19, 2013

In Huffington Post article Boomers Give New Meaning To Spoiling The Grandkids author Linda Stern reported: “Roughly 36 percent of the grandparents surveyed by AARP said “spoiling (grand)children by buying them too much” was a part of a grandparent’s financial role.”. They rarely gave us toys or money. Our kids need the help.

Grandchildren 220

Grandchildren Grandkids Kids and Family Parenting 220

Family Balance Sheet

MARCH 22, 2016

I use them regularly when we eat out at restaurants, and I will not shop at a department store without one, but grocery coupons are completely different for me. You might have heard of the extreme shoppers who can buy $200 worth of groceries, but only pay $4.25. Determine your Buy Price and Stock up when you find a good deal.

Saving Money 100

Saving Money Groceries Grocery Money 100

Coupons Do Work

APRIL 14, 2015

I buy them on sale, with the exception the kids feet grow when there is no sale (for gym shoes). And when I buy them on sale, I usually buy for the next size up. If I want to eat out or the kids help me make a fun meal – stockpile stuff. So for two months I do not have to buy bread. How to thaw it?

Budgeting 100

Budgeting Budget Food Kids and Family 100

Nicoles Nickels

DECEMBER 16, 2012

Last week I told you how you could use Bluebird for the holidays to keep you on track with your spending! I decided to use Bluebird to buy this for myself by setting aside some money every week that I would have used to buy coffee or lunch out during the week. This saved me about $20 per week at least!

Budgeting 59

Budgeting Budget Bank Banking 59

Family Balance Sheet

JANUARY 8, 2014

Over the holidays, I wasn’t as diligent with my meal planning and our grocery bill went over what I budget for food. When your kitchen is organized, you avoid buying duplicates and it is easier to cross reference what is on sale, the ingredients needed for recipes, and what you have on hand. Plan for All Seven Days.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

APRIL 1, 2021

And when dining out, at least follow these 15 Smart Tips to Save Money When Eating Out. Did you buy the materials to make that cute craft that you found on Pinterest but the bag is still sitting in your dining room…3 months later? I have a friend who sells cookies and candy during the Christmas and Easter holidays.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 16, 2016

And when dining out, at least follow these 15 Smart Tips to Save Money when Eating Out. Did you buy the materials to make that cute craft that you found on Pinterest but the bag is still sitting in your dining room…3 months later? I have a friend who sells cookies and candy during the Christmas and Easter holidays.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Saving Everyday

OCTOBER 3, 2023

Avoid holidays and peak travel times when prices can be inflated. Eating out at every meal drains your wallet , so choose the most important meals and make those your splurges. If you love going out for breakfast, it’s the cheapest meal of the day to dine out.

Saving Money 52

Saving Money Money Travel Hotel 52

Prairie Eco-Thrifter

JANUARY 14, 2012

The only investing strategy that makes sense to me is buy and hold. Whether you are trying to convince the boss to give you a raise; nudge your customer into buying the latest shiny product the company makes; or pry venture capital lose from an angel investor, you need presentation skills. Buy an energy efficient water heater.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

JANUARY 17, 2018

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have.

Financial Goals 113

Financial Goals Goals 2018 Debt 113