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Best College Student Credit Cards of February 2024

Savings Corner

FULL LIST OF EDITORIAL PICKS: BEST COLLEGE STUDENT CREDIT CARDS Before applying, confirm details on the issuer’s website. Discover it® Student Chrome Our pick for: Simplicity and value Simplicity makes the Discover it® Student Chrome a standout for students searching for their first credit card. Read our review.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

Let me show you how to create a Family Balance Sheet. I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. My mission is to help families increase their assets, reduce their liabilities, and grow their net worth.

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Family Budget Spreadsheets 2021

Family Balance Sheet

My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. Weekly Menu & Grocery List Planner (pdf).

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Mortgage Calculator: How Much Can I Borrow?

Savings Corner

Now that the NerdWallet “How much can I borrow calculator” has given you an idea of your buying power, you may want to gut-check the number with these next steps. You can use our debt-to-income ratio calculator to help you find this figure. Your credit score. Talk to more than one lender. Your loan-to-value ratio.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This blog was based on my very first spreadsheet, the Family Balance Sheet. That first family balances sheet sparked my love for spreadsheets, and over the years I created many more out of necessity.

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Where we found money in April

Family Balance Sheet

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

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Our Family Finances Update: January 2021

Family Balance Sheet

January 2021 was a month of extremes in my family’s finances. We’re converting our basement to a family room area and the original family room (in the pic above) is becoming a home office. Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon.

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