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Create your debt freedom plan

Family Balance Sheet

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1.

Debt 130
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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

I remember one morning my husband and I were sitting at the kitchen table contemplating if we should sell one of our cars. Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. It was a scary time for us.

Debt 130
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Money Matters - How to Build Healthy Financial Habits and Prevent Future Debt

Motherhood Moments

One of the most effectual ways to secure your financial future is to invest in your education and career. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful.

Debt 130
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Over 40 and Worried about Money? Start here!

Family Balance Sheet

The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. Start Saving for your Emergency Fund TODAY! I remember one morning my husband and I were sitting at the kitchen table contemplating if we should sell one of our cars. I have real concerns for my generation.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Educate Yourself “Truthfully, probably 95% of Americans are financially illiterate.” − Suze Orman – Women & Money (and Everyone Smart Enough to Listen) Financial literacy is probably the most important bit of education that can help get you from where you are to where you want to be financially.

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2012 Financial Goals

Family Balance Sheet

On Christmas day, my husband and I spent 4 hours together traveling in a car to visit his family. Increase Family Emergency Fund to Six Months Salary. Start a Car Replacement Savings Account. Our oldest daughter is in Kindergarten and we have not started to save for her higher education.

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Yakezie Carnival November 13, 2011- November Edition

Prairie Eco-Thrifter

My University Money: Should I Pursue a Co-op Education? – A down to earth outline to what I see as the advantages and disadvantages of a cooperative education, and to argue that one doesn’t need take a cooperative education to be successful. Today I’m going to talk about getting those emergency funds going.

November 188