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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

A budget gives it to you plain and simple – the good, the bad and the ugly. Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. The more cards you have, the greater the problem, so start by paying off the smallest balance and cut up that card.

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Create your debt freedom plan

Family Balance Sheet

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? He makes it really simple and you should Google it if you haven’t heard of his steps. A student loan?

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Christmas Gifts on a Budget

For the Mommas

When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. All it takes are a few simple tips and a bit of time. Many stores offer their customers special deals if they use their store credit card. If you use credit cards, chances are you have a card that earns points.

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Festival of Frugality #271- 10 Movies, 10 Lessons Edition

Prairie Eco-Thrifter

Kris presents The Three Rules of Leftovers posted at Cheap Healthy Good. SillySimple presents Frugal Gardening: Seed Starting Part I posted at Silly Simple Living. Rosa Wilson presents Change of Address: 10 Reasons Your Gas Bill is So High posted at Change of Address. retirebyforty presents Dad’s Retirement posted at retireby40.org

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How Pinterest Can Save You Money

Prairie Eco-Thrifter

While it’s certainly not the same as having the tangible items in my hands or experiencing the thrill of being at a dream vacation destination, I’ve found that the simple act of pinning what I like gives me the motivation to work harder , earn more and save more in order to potentially have these things in the future.

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Want to Travel the World for Free? Then Do This.

Prairie Eco-Thrifter

Well, if not for free, then for very cheap. Once you are living and working overseas, it is a simple matter to explore the surrounding area and even neighboring countries. A working holiday is a great way to see the world without dipping into your savings or running up a huge credit card bill.

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Find out How Chris & His Wife Paid off $52,000 in 7 Months

Family Balance Sheet

How in the world did we fail at simple 5th grade math? We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. Our goal was simple: Pay Off Our Debt and Never Go Back Again. NO, we aren’t cheap…just frugal”.

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