Family Balance Sheet

APRIL 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I had amassed $70 and thought it was a perfect addition to our Christmas account.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

SEPTEMBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I added the check to our savings. My monthly goal is $100.

2019 100

2019 September Club August 100

Family Balance Sheet

JANUARY 25, 2019

On January 25, you might not want to even think about Christmas. I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. How did you do with your Christmas spending in 2018?

2019 100

2019 Club Christmas 2018 100

Saving Everyday

OCTOBER 27, 2023

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help! It’s October, and Christmas is in three months, so we need money quickly!

Saving Money 52

Saving Money Budgeting Budget Money 52

Family Balance Sheet

APRIL 1, 2021

But the truth is, we have the money. Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. 2 – Decide where to put the money.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. It's awesome.

Christmas 127

Christmas Club Goals Budgeting 127

Prairie Eco-Thrifter

JANUARY 19, 2015

Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Consider these strategies: Save all of your change. Pay in cash whenever you can and save all of your change.

Money 100

Money 2015 Emergency Fund Bills 100

Family Balance Sheet

JUNE 25, 2013

Happy 6 months til Christmas! We''ve been working towards a goal of a cash Christmas since January and it''s not too late for you to join in. On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. Our monthly goal for Christmas savings is $100.

June 100

June Club Christmas Goals 100

Family Balance Sheet

FEBRUARY 25, 2013

On the 25th of every month from January to November in 2012, I'm holding a viral meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Also let us know how you saved the money.

February 100

February Club Christmas Goals 100

Family Balance Sheet

JULY 25, 2013

Happy 5 months til Christmas! On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

Club 100

Club Christmas July August 100

Family Balance Sheet

JANUARY 11, 2011

Does the sight of a Christmas tree make you want to hurl? Does it make you cringe to even think about Christmas? What makes me cringe is realizing how much we spent on Christmas in 2010. Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents.

Christmas 138

Christmas 2011 Bills Credit Cards 138

The Frugal Girl

DECEMBER 11, 2023

How did you get interested in saving money? As a teenager, I saved quite a bit of the money I earned babysitting and working in a dining hall. I liked seeing money accumulate and grow, and that has continued into adulthood! What’s the “why” behind your money-saving efforts?

Money 196

Money Kids and Family Frugal Parenting 196

Family Balance Sheet

JANUARY 2, 2013

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. a relaxing Christmas.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

AUGUST 28, 2013

Happy 4 months til Christmas! On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

August 100

August Club Christmas Goals 100

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Also let us know how you saved the money.

March 100

March Club Christmas Goals 100

Family Balance Sheet

JUNE 25, 2011

90+ degrees.who wants to think about Christmas? If your holiday planning went smoothly last year then you might not feel any urgency to think about Christmas 2011, but if you overspent, shopped at the last minute and paid the price well into spring then you might want to rethink this year's strategy. Did you over spend last Christmas?

Christmas 157

Christmas Credit Cards January Budgeting 157

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. On with the meeting.

April 100

April Club Christmas Goals 100

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

A surprising amount of North Americans are not putting money away consistently for retirement. I know how hard it is to start saving. I know how hard it is to start saving. As the time passed, I was able to figure out ways to save more money and stay on top of my finances. Extra Income Goes Into Savings.

Building 225

Building Emergency Fund Money Savings Account 225

Family Balance Sheet

FEBRUARY 16, 2016

But the truth is, we have the money. Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. 2 – Decide where to put the money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

MARCH 18, 2011

Can't we use your money?" She handed me the $5 without even flinching and that is when it hit me that it was time to start talking about money with her. This was literally the first conversation we have had about money. My husband and I have to decide how we want to teach our children about money. Do you understand?"

Money 138

Money Equal Grandfather Daughter 138

Family Balance Sheet

OCTOBER 14, 2014

To get started, download my FREE Christmas Gift Spending & Budget excel spreadsheet and start planning your Christmas spending budget TODAY, if you have not done so already. If possible, set the money aside in a separate savings account earmarked specifically for gift spending. Let us know in the comments.

Finance 100

Finance Giving Organic Organization 100

Family Balance Sheet

FEBRUARY 1, 2013

In an effort to find some extra money to fund our Christmas Savings Account , I'm doing a pantry challenge in February. My goal is to plan February's menu around what is currently in my pantry and freezer and fill in any needs at the store, but reduce my overall monthly grocery expenses.

February 100

February Freezers Goals Bills 100

Prairie Eco-Thrifter

JANUARY 19, 2014

After all, what’s more stressful than rushing around in jam packed malls, spending tons of money gifts all for one day? Likely this is because I get a little more time off around the holidays, and with Christmas movies, watching the ball drop, and general vegging out in front of the TV, I feel as if my brain is going to explode.

Holiday 189

Holiday Food and Wine Wine Food and Drink 189

Saving With Shellie

NOVEMBER 23, 2012

Right now you can get $125 in free money , simply by opening a completely free checking account. Open an ING Orange Savings Account by 11/25. Now $125 in free money will come in really handy when it comes time to pay your credit card bill from Christmas! How to Get Your FREE $125.

ING Direct 58

ING Direct Emergency Fund Savings Account Credit Cards 58

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. So if you spend $500 at Christmas, you’ll need to add $41.67 can be downright overwhelming.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. In years past, my goal each year was to pay for our trips entirely with ”free” money! It’s free money and I usually get a better deal online anyway.

March 86

March Disney Friends And Family Sale Vacation 86

Saving With Shellie

JUNE 30, 2012

Right now you can get $76 in free money , simply by opening a completely free checking account. Open an ING Orange Savings Account. Set up Direct Deposit on the Savings Account you opened above. Have two Direct Deposits of at least $250 post to your account by August 31st. How to Get Your FREE $76.

ING Direct 55

ING Direct Emergency Fund Savings Account August 55

Saving With Shellie

NOVEMBER 29, 2013

Get $100 in free money , simply by opening a completely free checking account. Open a free, no-fee Capital One 360 Checking Account by 12/2. Bonus only available for new Capital One 360 checking accounts. Capital One makes it easy to transfer money back and forth between our credit union.

Emergency Fund 68

Emergency Fund January Credit Cards Sonic 68

Saving With Shellie

JULY 2, 2012

Right now you can get $76 in free money , simply by opening a completely free checking account. Open an ING Orange Savings Account. Set up Direct Deposit on the Savings Account you opened above. Have two Direct Deposits of at least $250 post to your account by August 31st. How to Get Your FREE $76.

ING Direct 45

ING Direct Emergency Fund Savings Account August 45

Couponing 101

SEPTEMBER 22, 2012

Looking for an easy way to stretch your Christmas budget? ING is currently offering a $50 bonus when you sign up for an ING Electric Orange checking account. Open an Electric Orange account and make a total of 3 Card purchases and/or Person2Person Payments within 45 days of account opening.

ING Direct 102

ING Direct Budgeting Budget Christmas 102

Family Balance Sheet

MARCH 4, 2016

She’s a television news anchor, I’m a firefighter, and together we made great money. We lived our lives as if the money was never ending and we truly believed we were immune to ever having to worry about our finances. We were officially stupid with our money. It was official – we were out of money.

Debt 100

Debt Finds Debt Free Television 100

Couponing 101

NOVEMBER 23, 2012

Just open an Electric Orange account November 23rd – 25th and make a total of 10 purchases using your Electric Orange Card within 45 days. Your $125 bonus will be automatically deposited into your account on day 50! $10 10 Kids Savings Account Opening Bonus. No minimum deposit required!

ING Direct 99

ING Direct Kids Nov November 99

For the Mommas

NOVEMBER 24, 2012

Woohooo the ING Direct free money offers are back. for new checking accounts. Get $10 for your kids in a savings account with ING Direct. Open a Kids Savings Account November 23 rd – 25 th and we’ll put a $10 bonus into your new account. ING Direct is offering a $125.00

ING Direct 66

ING Direct November Savings Account Free 66

Saving Everyday

APRIL 12, 2013

free money! It’s free money and I usually get a better deal online anyway. Make money for searching online! If I don’t use them for a trip, I save them for Christmas. When you buy the item specified, SavingStar will pay you cold hard cash…it’s FREE money! Sweet huh?? Plink = $10.00.

Disney 69

Disney March Gift Cards Ebates 69

Family Balance Sheet

FEBRUARY 9, 2018

She missed the last 11 days of school right before the Christmas break. We had high deductible health plans from 2004 – 2016 and contributed many years to a health savings account. We used those funds to pay for our medical bills in 2017 and that account is now depleted and closed.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

For the Mommas

NOVEMBER 25, 2012

Woohooo the ING Direct free money offers are back. for new checking accounts. Get $10 for your kids in a savings account with ING Direct. Open a Kids Savings Account November 23 rd – 25 th and we’ll put a $10 bonus into your new account. LAST CHANCE. ING Direct is offering a $125.00

ING Direct 40

ING Direct Kids November Savings Account 40

For the Mommas

NOVEMBER 30, 2016

Maybe even use to start up a 2017 holiday savings account. It is easy money and you get it just for doing something that you are going to do anyway. I use it to treat myself, but you can use it however you wish. Or pay off the credit cards you may have used over the holidays.

Holiday 40

Holiday Shopping Credit Cards 2017 40