Family Balance Sheet

DECEMBER 23, 2017

I have been using a paper planner since my early college days in the late 80’s. I learned very quickly in college that making lists and writing down important dates on a calendar kept me fairly organized and I rarely missed an assignment or deadline. While I embrace the digital world, paper is the way I plan my life.

2018 100

2018 Video College Gratitude 100

Family Balance Sheet

JUNE 17, 2018

We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. One of the gift cards was given to us TWO years ago for Christmas. The restaurant isn’t exactly kid-friendly and we were waiting for the right time to use. These wristlets were never used. We want to be debt free.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

AUGUST 11, 2016

I’m busy raising my daughters with my 50-something husband, managing our small business, and writing my blog. They’re taking a gap year between high school and college. The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. Is that possible?”

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Saving Everyday

APRIL 17, 2012

One of my daughter’s favorite snacks is white rice and soy sauce, so I am constantly making (and buying) rice! Since she is leaving for the Disney College program soon so I am stocking up on things like this for her to keep in her dorm. While you’re at Walmart, check out these deals too: $0.75/1 HOT* $10.00/1

Uncle 77

Uncle Uncle Bens Air Purifiers Walmart 77

Family Balance Sheet

JANUARY 5, 2018

Aside from a health concern with one of my daughters , 2017 was a great year, however, I was distracted by non-necessities, so my overall theme for 2018 is to use my time more wisely on the people and things that are important to me. I’ll use 6-7 am for my morning routine where I’ll focus on: Coffee.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

JULY 7, 2014

I home-birthed both of my daughters. I was a freshman in college and I took a bus to Pittsburgh to see 10,000 Maniacs open up for REM. Speaking of college, I have a Bachelor’s of Science degree in Business Administration with a major in Marketing from Indiana University of PA. I was 36 & 38 when I had children.

College 100

College Kids and Family Office 2001 100

The Frugal Girl

FEBRUARY 26, 2024

Today we’re meeting a reader who’s been here since 2009 (!!) Tell us a little about yourself. I live just outside of Richmond, VA with my husband, 18-year-old twin daughters, and our two dogs. I don’t use it much, but I have run background checks for divorced friends who are dating again through online apps.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

Saving In Akron

MARCH 7, 2012

The great thing about e-coupons is that you can still use manufacturers' coupons and the money saved with the e-coupon goes directly into your Upromise account. Go here to sign up now if you're not already a member. I promise it's safe – I've been doing it for 5 years and we've e ar ned almost $3K for college.

2012 138

2012 March Giant Eagle Charmin 138

Saving In Akron

JANUARY 7, 2012

The great thing about e-coupons is that you can still use manufacturers' coupons and the money saved with the e-coupon goes directly into your Upromise account. Go here to sign up now if you're not already a member. I promise it's safe – I've been doing it for 5 years and we've e ar ned almost $3K for college.

January 113

January 2012 Giant Eagle Grandchildren 113

Saving Everyday

JULY 4, 2012

You can load money to it anytime, so it would be perfect for, say, a college student. Use your card at millions of locations around the world: in stores, online and at ATMs! Since it’s re-loadable, I can use it forever. What did you use for? NO credit check! Spends like cash!

College 45

College Gift Cards Debt Money 45

Family Balance Sheet

MAY 6, 2020

It was a scary time for us. And I was pregnant with our youngest daughter, so what should have been a joyous year was quite a stressful one. What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive.

Debt 130

Debt Emergency Fund 2007 2020 130

Saving In Akron

OCTOBER 3, 2011

The great thing about e-coupons is that you can still use manufacturers' coupons and the money saved with the e-coupon goes into directly into your Upromise account. Go here to sign up now if you're not already a member. We've added our additional savings to our daughter's 529.

October 113

October 2011 Giant Eagle Grandchildren 113

Saving In Akron

SEPTEMBER 6, 2011

The great thing about e-coupons is that you can still use manufacturers' coupons and the money saved with the e-coupon goes into directly into your Upromise account. Go here to sign up now if you're not already a member. We've added our additional savings to our daughter's 529.

September 113

September 2011 Beech Nut Giant Eagle 113

Saving In Akron

JANUARY 7, 2011

The great thing about e-coupons is that you can still use manufacturers' coupons and the money saved with the e-coupon goes into directly into your Upromise account. Go here to sign up now if you're not already a member. We've added our additional savings to our daughter's 529. 1 O-Ke-Doke Ready to Eat Popcorn.

January 113

January 2011 Snyders Charmin 113

The Frugal Girl

NOVEMBER 13, 2023

Today, we’re meeting a reader who has managed to live for 2.5 Tell us a little about yourself When asked the question “Where are you from? I’m a long-distance cyclist, a triathlete, a wife, a mother of two, a sister, a daughter, a friend, DIY-er, and a community member! years with no car (and two small kids!).

Kids and Family 192

Kids and Family Parenting Cars Car 192

Saving In Akron

FEBRUARY 7, 2011

The great thing about e-coupons is that you can still use manufacturers' coupons and the money saved with the e-coupon goes into directly into your Upromise account. Go here to sign up now if you're not already a member. We've added our additional savings to our daughter's 529. 1 Krazy Glue. 1 No Yolks. $1/1

February 100

February 2011 Snyders Giant Eagle 100

Saving In Akron

NOVEMBER 1, 2011

The great thing about e-coupons is that you can still use manufacturers' coupons and the money saved with the e-coupon goes directly into your Upromise account. Go here to sign up now if you're not already a member. I promise it's safe – I've been doing it for 5 years and we've e ar ned almost $3K for college.

2011 127

2011 November Expires 2012 127

The Frugal Girl

JANUARY 22, 2024

Today we’re meeting a reader who is an artist, a homeschooler, a boy-mom, and a renter by choice. Tell us a little about yourself I’m Karen A. For 20 or so years I’ve been homeschooling my kids, and am now down to about 1 1/2 (one full-time homeschooler, and one doing College Credit Plus with some support).

Rent 182

Rent Son Frugal Home and Garden 182

Prairie Eco-Thrifter

OCTOBER 11, 2016

When I was a young adult, I hadn’t a clue how to go about deciding what I wanted to do ‘when I grow up’ I picked a college major solely on what I enjoyed studying – without any thought or investigation as to how it might (or might not) lead to a job some day. It didn’t. At the time we were substantially poor.

Psychology 100

Psychology Computers Kids and Family Son 100

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). But when you’re trying to save money, cut out this costly expense. When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. 18 – Use Cash Back Grocery apps.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

AUGUST 7, 2014

I always worked while in high school and college. I paid for college with a number of student loans that I just finished paying off last year. The Obamas Want Their Daughters To Work Minimum Wage Jobs. I read recently that the Obamas want their daughters to work minimum wage jobs. Such is the case with the Obamas.

Daughter 242

Daughter Kids Kids and Family Parenting 242

Family Balance Sheet

JANUARY 20, 2017

We committed to using a cash budget, and we talked daily at. When the second loan was paid off, we used everything to go towards. When the second loan was paid off, we used everything to go towards. and using all of our extra funds, like bonuses from work and tax returns, we were able to pay everything off in 4 years!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving With Shellie

NOVEMBER 21, 2013

Some books I borrowed and loved were The Hangman’s Daughter series and the Hunger Games series. Amazon Student - Amazon Student is a free membership program created especially for college students. Amazon Mom - Amazon Mom is open to anyone, whether you’re a mom, dad, grandparent, or caretaker.

Amazon 85

Amazon Student Library Mom 85

Family Balance Sheet

JANUARY 8, 2020

That book has changed my outlook on reusing, recycling, making do, and rethinking one use products. Also, because we had kids later in life, their college years and my husband’s retirement years could collide, so our official retirement could be pushed out further if we want to assist our kids with their college expenses.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

JANUARY 17, 2018

We hit our Annual Household Portion (kind of like a deductible) of $10,000 with Medi-Share in 2017 when our daughter had an unexpected medical condition arise that required multiple tests, 3 surgeries, and medication. This will take us most of the year. Read our Health Insurance Story: . What We Left Traditional Health Insurance.

Financial Goals 113

Financial Goals Goals 2018 Debt 113