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Meet a Reader | JenRR from the Midwest

The Frugal Girl

I’m 47, married, and living amongst the cornfields in a college town in the Midwest U.S. As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. What’s your best frugal win? We share our home with a 70lb rescued mutt.

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Meet a Reader | Maria in Florida

The Frugal Girl

We seldom took vacations when we worked due to hectic work schedules, two children in college and maxing out our retirement plans to retire early. What’s your best frugal win? Our best frugal win has been our health insurance plan. At tax time, Uncle Sam took $5,000 right back. Boy, did that hurt!

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Cash-Out Refinancing: How It Works, When To Do It

Savings Corner

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. If you can get a lower rate than what you have and take out equity, it can be a win-win scenario. The difference between the two is given to you in a lump-sum payment.

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3 Ways To Save Money On The Kids’ Back To School Wardrobe

Prairie Eco-Thrifter

You can also take advantage of tax free holidays, and you can set up clothing exchange clubs with your friends. Tax Free Holidays Some cities and towns offer periodic tax free weekends or weeks. While tax free holidays will help you save a great deal of money, you should be prepared for the crowds.

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CollegeAdvantage $100 Scholarship Giveaway

Nicoles Nickels

The holiday season serves as a reminder for parents, grandparents, friends and family members to begin saving and putting together a plan for college-bound loved ones. CollegeAdvantage is a tax-free and tax-deductible college savings option. Enter using the Rafflecopter form below – you can only do each entry once!

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7 Steps To Homelessness And What To Do If You Get There

Prairie Eco-Thrifter

Her dream of becoming a college professor died when her dissertation was not accepted and she did not win the doctorate. Disappointed in herself for not winning her doctorate, recovering from an injury caused by an attack in the service and suffering from the rejection of a divorce, she could not bring herself to look for work.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe. I connected with some college friends via Zoom for a happy hour. Fortunately, we won’t be driving much.

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