For the Mommas

JANUARY 19, 2016

Best Way to Spend Tax Refund. When that time of year arrives that you receive a nice large amount of refunded tax money, it can be tempting to immediately go on a shopping spree. Although this may be one of the least exciting ways to spend your tax refund, it makes the most sense. Look Out for Your Future.

Taxes 40

Taxes Emergency Fund Debt Money 40

The Frugal Girl

FEBRUARY 18, 2024

I’m 47, married, and living amongst the cornfields in a college town in the Midwest U.S. As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. I live in a fairly transient town with lots of college students. Childhood joy.

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Prairie Eco-Thrifter

MAY 27, 2014

I picked the wrong college major. Starting college right after high school, I had no clue about which careers I should consider. I did not take advantage of either high school or college counselors to help figure it out. I saved to send kids to college first, before retirement. I refused to accept offered help.

Real Estate 180

Real Estate College Psychology Property Taxes 180

Prairie Eco-Thrifter

MARCH 23, 2017

When I was a young adult, out of college and into my first years of marriage, I cringed at the thought of getting money from my parents. Providing college money can help cushion that murky time between high school graduation and fully leaving the nest. In Canada, parents can give unlimited, tax free amounts to anyone anytime.

Money 124

Money Family Parenting Kids and Family 124

Family Balance Sheet

AUGUST 12, 2011

Sales Tax Holiday 2011 at Consumerism Commentary - A list of dates, states participating, the items that will be relieved of a sales tax and the maximum cost. Heading to College 5 Ways to Save on Back to College Needs at Savings Lifestyle. Rent and Save Money on College Textbooks at Financial Success for Young Adults.

Consumerism 217

Consumerism College Saving Money Money 217

Savings Corner

DECEMBER 24, 2023

Taxes – How can you minimize your tax bill and ensure the money is there when you need it? This kind of plan can show you tax-advantaged ways to build wealth, help you minimize taxes and generally make use of the best options available to grow your net assets. Minimize taxes? Do you want to build wealth?

Goals 52

Goals Debt Taxes Insurance 52

The Frugal Girl

MARCH 11, 2024

We seldom took vacations when we worked due to hectic work schedules, two children in college and maxing out our retirement plans to retire early. At tax time, Uncle Sam took $5,000 right back. Here’s an explanation but basically, I gather you are on inland routes rather than on the open ocean. What’s your best frugal win?

Florida 130

Florida Cruises Cruise Health Insurance 130

Prairie Eco-Thrifter

DECEMBER 8, 2013

The money in the IRA can be used during your lifetime, but then can accumulate tax free while the next guy in line for it takes minimum distributions over his life. This is because the money is protected in the tax deferred (or tax free) account and it can build significantly over time. Roth IRA contributions are made post tax.

Converse 176

Converse Taxes Grandkids Money 176

Prairie Eco-Thrifter

MARCH 25, 2013

Tax Refund Anticipation Loans. There are some lenders that will offer you a loan based on a tax refund you have coming. Indeed, some tax preparation companies offer these loans to you. The fees on these loans can be rather high, and can reduce the value of your tax refund. What to Do Instead.

Emergency Fund 221

Emergency Fund Taxes Cars Car 221

Prairie Eco-Thrifter

APRIL 27, 2015

They say there will always be death and taxes, which makes becoming an Accountant a secure job. Accountants perform an array of tasks from tax preparation to analyzing their clients’ financial situations. With your degree, you easily qualify as a candidate and start out around $60,000 per year. Accountant.

College 100

College Taxes Evolve Politics 100

Prairie Eco-Thrifter

SEPTEMBER 28, 2015

Parents may also be eligible for tax deductions or credits for child care services. If they don’t need that extra income for living expenses, and if tax treatment is set up correctly, the grandparent may be able to use the money to contribute to retirement savings. The tax laws can be complex, and ever changing.

Parenting 100

Parenting Watches Grandkids Kids 100

Prairie Eco-Thrifter

JUNE 24, 2013

Because of this, in April 2013, Maryland lawmakers implemented what is referred to as a Rain Tax. According to The Washington Times : “The Rain Tax essentially charges homeowners for any surface of land they own that does not absorb rainwater. Gravel Doesn’t Cause The County to Raise Our Property Taxes.

Property Taxes 210

Property Taxes Taxes Maryland Cars 210

Prairie Eco-Thrifter

AUGUST 21, 2012

You can also take advantage of tax free holidays, and you can set up clothing exchange clubs with your friends. Tax Free Holidays Some cities and towns offer periodic tax free weekends or weeks. While tax free holidays will help you save a great deal of money, you should be prepared for the crowds.

Saving Money 187

Saving Money Thrift Stores Money Thrifting 187

Savings Corner

APRIL 4, 2024

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. You can take advantage of tax deductions: If you use the funds for home improvements, you could take advantage of the interest deduction. That means you have $300,000 in equity.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Savings Corner

APRIL 4, 2024

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. You can use the funds from a home equity loan for any purpose, but there’s a possible tax benefit if you use the money to improve your home.

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

AUGUST 19, 2011

Guest Post Author Bio: This is a blog swap post from LaTisha at Financial Success for Young Adults where she writes about budgeting for college students and easy investing for beginners. There are plenty of tax incentives for those who decide to go green. See my post Make Your Own Cleaning Products over at her site today!

Budgeting 178

Budgeting Budget Green Taxes 178

Nicoles Nickels

NOVEMBER 7, 2011

The holiday season serves as a reminder for parents, grandparents, friends and family members to begin saving and putting together a plan for college-bound loved ones. CollegeAdvantage is a tax-free and tax-deductible college savings option. Enter using the Rafflecopter form below – you can only do each entry once!

Giveaway 93

Giveaway Ohio College Taxes 93

Birmingham Bargain Mom

AUGUST 23, 2012

Check out these collegiate themed buckets from @HomeDepot for only $6 shipped.

Home Depot 49

Home Depot College Taxes Home 49

Prairie Eco-Thrifter

JUNE 21, 2011

Get a college education and maybe even a post graduate degree – eighty-five to ninety percent of the millionaires have college degrees as opposed to only 66 percent of the non-millionaires. They do so to benefit from tax savings, inflation protection and the ability to offset expenses.

Real Estate 232

Real Estate Education College Finance 232

Saving Everyday

APRIL 8, 2013

Get a grasp on life insurance, tax breaks and college savings. Sign up for Learnvest Baby on Board Boot Camp and receive tips, information, and strategies to financially prepare for your baby! Free up money for your baby, and find where to get deals. How to handle maternity leave, health insurance and your career. Freebies'

Life Insurance 60

Life Insurance Health Insurance Baby Insurance 60

Savings Corner

DECEMBER 25, 2023

If you’re thinking of diving into investing or selling a capital asset, it’s important to get acquainted with the term “capital gains tax” before you begin wheeling and dealing. What is capital gains tax? A capital gains tax is a tax on the profit from the sale of an asset. Tax Filing Webinar: Jan.

Taxes 52

Taxes Calculators Real Estate Cars 52

Prairie Eco-Thrifter

MARCH 4, 2014

We have to pay for maintenance and property taxes and the interest on the loan. These costs are are only partially offset by the fact that, in the United States, I get a tax deduction for some of them. Even though we bought a house in 2007, I never once expected it to be a money-maker. And, of course, it hasn’t been.

Money 237

Money Property Taxes United States 2007 237

Prairie Eco-Thrifter

SEPTEMBER 17, 2012

Because private schools are more elite and selective, many think they turn out better scholars, but they come at higher out of pocket costs, parents end up paying the added school taxes anyway and fund raisers can consume a lot of parental time. Both were in advanced placement classes and both earned college credit while in high school.

May 188

May Education Parenting Student 188

Savings Corner

APRIL 4, 2024

Possible tax-deductible interest Even after the Tax Cuts and Jobs Act of 2017, you can still deduct interest paid on a HELOC if you use the money for home renovations. However, HELOCs also have a variable rate, and the sense of a seemingly limitless credit line could make them risky for less-disciplined borrowers.

Credit 40

Credit Home Debt College Tuition 40

Prairie Eco-Thrifter

OCTOBER 31, 2012

Her dream of becoming a college professor died when her dissertation was not accepted and she did not win the doctorate. Don’t Pay Your Taxes. She stopped paying income tax on the rare occasions when she did have income and did not pay county real estate taxes. Sink Into Depression. Time To Get Ready To Be Homeless.

Friends And Family Sale 189

Friends And Family Sale Taxes Insurance Money 189

Family Balance Sheet

JUNE 4, 2015

On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. When my own parents were the age that I am now, I was graduating from college. I wasn’t sure how I was going to pay for everything that month.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

FEBRUARY 20, 2011

Quick lesson on taxes. 5 Ways to Trim Your Budget For Your Child’s College Fund [link] #. RT @ FrugalTrader TurboTax (formerly QuickTax) Short Review and Giveaway [link] Try filing your taxes electronically. #. Turbo Tax Home and Business online tax return prep give away @ SustainablePF [link] #. Thanks MDJ #.

Personal Finance 124

Personal Finance Green And Frugal Taxes Finance 124

Prairie Eco-Thrifter

MAY 21, 2013

There are numerous factors to consider when deciding whether to buy your first home or to continue renting – especially when you’re out of college. Tax considerations are also important because of the deductions and depreciation savings that can come with owning your own home.

Home 186

Home Emergency Fund Buy Buying 186

Nicoles Nickels

JUNE 29, 2012

Have a kid headed to college in the fall or one at home, desperate for a room makeover? Dormify.com is full of home accessories that are cool enough that your college co-ed can use them to deck out her dorm and fun enough that your preteen will love cuting-up her room with them. Does not apply to taxes and shipping.

College 45

College Taxes 2012 August 45

Family Balance Sheet

APRIL 11, 2020

I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe. I connected with some college friends via Zoom for a happy hour. Fortunately, we won’t be driving much.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

SEPTEMBER 11, 2014

We finally had enough income left over after paying expenses and saving for kids to attend college to start investing it. You pay taxes on money you don’t really keep. It sure felt like we were paying taxes on income that we actually didn’t ever get! AIP is effective.

Money 162

Money Bank Banking Taxes 162

For the Mommas

NOVEMBER 25, 2014

Discount applied to merchandise costs only, prior to sales tax and shipping & handling. Discount will apply when the code GOBBLEUP has been entered at ae.com and aerie.com shopping bag. Offer is valid on ae.com and aerie.com and in select US and Canada Aerie® stores. This discount offer cannot be combined with other discount offers.

Friday Deals 55

Friday Deals Fridays Free Shipping Discount 55

Prairie Eco-Thrifter

NOVEMBER 12, 2011

The College Investor: Top Five College Myths – Dispelled! – A look at some of the biggest myths about college, and why they are not true! Control Your Cash: Control Your Cash Mailbag – Today we discuss college education and weddings, two of our favorite topics.

November 188

November 2011 Personal Finance Finance 188

Saving In Akron

FEBRUARY 4, 2011

The gift certificate is valid in-store (except B&N College locations) and online , and can be used toward books, e-books, games, toys, and more. Buffalo, NY and Houston TX - Get $30 worth of H&R Block online tax-prep products for $15. Richmond, Ronaoke, Fresno, Napa, San Diego, and nearly every other U.S.

San Diego 100

San Diego Bath and Body Works Food and Wine Oklahoma City 100

Prairie Eco-Thrifter

NOVEMBER 17, 2014

As teens and college students, we spend an inordinate amount of time with our friends. Accepting Social Invitations without Overspending The “Friendship Tax” How to Network at Work and Increase your Influence 5 Ways to Find Balance in Your Life: Work, Friends and… The Dark Side of Social Media. Get Healthy'

Growing 180

Growing Telephones Psychology At&T 180

Couponing 101

JULY 26, 2011

Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. Thinking of having over $21,000 in debt after graduation is enough to make too many kids reconsider college!

Saving Money 103

Saving Money Money Kids Debt 103

Prairie Eco-Thrifter

JUNE 4, 2012

But it hadn’t occurred to me that life insurance might help pay for college, allow him to stay debt-free himself, or give him opportunities I never even dreamed of. Planning is Everything Investing in life insurance doesn’t have to tax your monthly income. When he was born, I did think to draw up a will.

Life Insurance 187

Life Insurance Insurance Debt Money 187