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Roth IRA Conversions? Better Wait and See.

Prairie Eco-Thrifter

If you have been shucking money into your IRA religiously and it has been growing, it can be a pretty big kitty. Second, if I didn’t have it converted, the tax bill each year will be horrendous for them, because it would be now and I sure don’t see tax rates going down with the national debt being 15+ TRILLION dollars.

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5 Lessons Learned When Our Finances Went Awry

Family Balance Sheet

We carried no credit card debt and we contributed to our retirement. We had a lot of debt, not enough cash flow, and very little set aside for emergencies. One of the hardest conversations I have had with my husband was when I told him that I didn’t know how we would pay our bills that month. Yep, life was good.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.

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Is Switching from Term to Perm Right for You? – Life Happens

Savings Corner

In addition to a death benefit, permanent life insurance policies also have a cash value component that grows over time. Consider factors such as outstanding debts, ongoing expenses and the financial needs of your dependents. Why Switch to Permanent Life Insurance?

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Chit Chat: 06.17.18

Family Balance Sheet

Some of my finds: Red ladies’ size 9 red Converse for $2.50 – These retail for about $40 and this pair was hardly worn and will fit my oldest daughter. I also had a large vertical trellis for growing squash, cantaloupe, and watermelons. We want to be debt free. We want to travel to Disney and Hawaii.

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Enter to Win $250 for Back to School + Free Credit Report

For the Mommas

More details: Education expenses seem to grow every year. Credit Sesame is a free online personal finance tool that gives consumers an easy way to monitor and manage their credit and loans all in one place and save money on debt. This is a sponsored conversation written by me on behalf of Credit Sesame.

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