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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100
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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

It goes: 50% of your salary should go to your expenses and needs 30% should go towards what you want (a new car, a vacation, and all that) 20% should go towards your savings plan So, using this rule, 20% of everything you earn should go toward savings. Maybe a game night, a movie, or even giving each other cooking lessons over some Tequila?

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Who wants to cook after a long day! As my kids have grown, I have expanded my work hours at our office and by the end of the week, I’m too cooked to cook , so take out it is! Try freezer cooking. Here are my freezer cooking tips and recipes. 11 – Find free entertainment. Add it up to get a total.

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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

We used the debt snowball technique to help build momentum. We cut up our credit cards and never used them again. We tried to avoid these things by packing our lunch, cooking meals at home, and shopping with a list to avoid overspending and wasting money. If married, who initiated the debt free goal?

Debt 100
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

We use an online account like, Capital One 360 (my referral link). Try freezer cooking. Here are my freezer cooking tips and recipes. Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. 9 – Find free entertainment. 18 – Use Cash Back Grocery apps.

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Have a Mindful March!

Family Balance Sheet

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. Look for free entertainment.

March 100