Family Balance Sheet

JANUARY 29, 2015

Why are we jumping through these hoops to be debt free? Why are we giving up nice luxuries, like cable TV and dining at restaurants? WHY do we want to be debt free? When we wrote our Debt Freedom Plan , I posted it on the refrigerator as a daily reminder for the two of us. ”, “What does debt freedom mean?”

Debt 100

Debt Debt Free Daughter Thrifty 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

APRIL 2, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back: $175. I redeemed $175 for gift cards from our business credit card’s cashback program. We use this credit card for almost all of our business expenses and we pay it off every month.

March 130

March Money Donation Credit Cards 130

The Frugal Girl

NOVEMBER 27, 2023

I made some foolish choices shortly after graduating college, burning through my savings and running up credit card bills. After I graduated from college, I wasn’t sure if I wanted to get an engineering job, so I just continued in my college job of restaurant manager. What’s your best frugal win?

California 168

California Car Cars College 168

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

OCTOBER 15, 2021

Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner. You can apply for the card through your Upromise account. But my point of this post is not to discuss the pandemic.

College 130

College Used 2020 Saving 130

Prairie Eco-Thrifter

SEPTEMBER 25, 2014

Too often, we rely on debt to get us through tough times instead of thinking and planning ahead. In a couple of decades, when people are just too old/and or disabled to work, but have a mountain of debt and no retirement savings, what will become of us as a nation? This is something that needs to change.

Making 192

Making Emergency Fund Saving Debt 192

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. How much debt did you pay off? What kind of debt was it? We thankfully have always been good about paying off our credit cards each month. What inspired you to get debt free? What are the top 3 – 5 ways you found money to put towards debt.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

The Frugal Girl

MARCH 4, 2024

My biggest financial regret is the amount of money we spent on restaurant meals from the time we were married and both working full time to when we had kids. The hardest part of being frugal for me is resisting the appeal of a good restaurant meal. I’ll bet the dollar amount would be staggering. Alan doesn’t share that regret.

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

The Frugal Girl

NOVEMBER 13, 2023

A family picture with my parents His degree took 5 years, and during those 8 years of essentially being a 1-income couple with kids after 10 years of being a 2-income couple with no kids, they’d racked up $30k in credit card debt because they didn’t adjust their spending to their change in circumstances.

Kids and Family 186

Kids and Family Parenting Cars Car 186

Saving Everyday

OCTOBER 16, 2011

You can get your score for FREE from Credit Sesame ~. Credit Sesame will also help you manage your credit, loans and debt…all for FREE. Go HERE to check it out and and get your free credit score, 100% secure, without a credit card or trial periods!

Credit 65

Credit Debt Credit Cards Restaurant 65

Prairie Eco-Thrifter

FEBRUARY 4, 2014

My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. Now, all of a sudden, we had enough money that we could try nicer restaurants. However, this isn’t always the case. We make plenty!”

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

NOVEMBER 22, 2012

Because so many people are living on incomes that cannot support their spending habits; living on borrowed money, moving money from account to account, buying, spending, hiding the bills, and eventually the ‘dog of debt’ will catch up to you and bite you right in your credit report. Buy Store Brands.

Saving Money 221

Saving Money Money Budget Budgeting 221

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? Christmas is around the corner — uh-oh! that means, money! I once saw $2 KFC on Ibotta!).

Christmas 153

Christmas Swagbucks Bank Banking 153

For the Mommas

JULY 27, 2016

Frequently going out to restaurants and spending $5 on a specialty coffee are ‘wants’ and can easily be cut back. Eliminate debt. Credit card debt and high-interest loans are costing you money that you could use in the long-run. Prepare to live on one income by paying down, or paying off, these debts.

Baby 40

Baby Debt Credit Cards Phone Service 40

Saving Everyday

JUNE 22, 2012

Let me preface this by saying that my wish for all of you is that you have no credit card debt. But these days, having a major credit card is a must. Debit cards are just not always the same, especially when traveling. Benefits: 5% cash back on GAS, restaurants, department stores and more.

Disney 69

Disney Disney World Used Credit Cards 69

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. During that time, I started to budget for everything. Total your expenses.

Budget 133

Budget Budgeting Financial Goals Goals 133