Remove Credit Cards Remove Eating Out Remove Emergency Fund Remove Restaurant
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Financial Success: It’s Not Always About Your Income

Prairie Eco-Thrifter

My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. Now, all of a sudden, we had enough money that we could try nicer restaurants. We both like to eat out. However, this isn’t always the case. We make plenty!”

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Some items are fixed and are recurring each month, but other things are variable (change month to month) such as groceries, heating/cooling, clothing, restaurants. Total your expenses.

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Find Out How Olivia & Her Husband Paid off Their Mortgage in 33 Months

Family Balance Sheet

And this is just on a mortgage, not including any credit card or student loan debt. I LOVE dining out, so this is what allowed us to enjoy that, but not spend a lot of money. We still use coupons 75% of the time we dine out. It’s now hard to spend full price at a restaurant when we rarely ever have.

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