Prairie Eco-Thrifter

MAY 27, 2012

See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

OCTOBER 15, 2011

Tax Rebate Blog: How Much Can you Earn Before Paying Tax in 2011 Tax allowances and brackets change each year. This post shows highlights how much you can earn before you need to pay tax. Personal Finance Whiz : What Is An Emergency Fund? Read his take on this great rewards card.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. We tackled our small credit card balance, then our. emergency fund, so we started throwing what little extra we had straight. Use all the food you have, and freeze it if you know you won’t use it up before it expires.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. A zero-based budget is planning for every single dollar of after-tax income. If your paychecks are inconsistent, you will need to cautiously estimate your after-tax income.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

JUNE 20, 2012

The TD Canada Trust recommends two calculations that can help you to assess exactly what you can afford to buy: The Gross Debt Service (GDS) ratio – This approach looks at the cost of your house purchases, including mortgage payments, taxes and heating costs. Any figure above this is considered to be on the wrong side of affordable.

Money 186

Money Home Debt Buy 186

Family Balance Sheet

AUGUST 11, 2014

I just moved to the more rural area to enjoy time gardening and cooking with real foods. I had good tax returns due to high with holdings (lesson learned). Meal plan based on dietary needs and whatever your hot buttons are for foods. (I How much debt did you pay off? What kind of debt was it? How long did it take you?

Debt Free 235

Debt Free Debt Mom Goals 235