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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund.

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Best Way to Spend Tax Refund

For the Mommas

Best Way to Spend Tax Refund. When that time of year arrives that you receive a nice large amount of refunded tax money, it can be tempting to immediately go on a shopping spree. Although this may be one of the least exciting ways to spend your tax refund, it makes the most sense. Add to Your Emergency Fund.

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Are You Heading for Financial Disaster?

Prairie Eco-Thrifter

See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first.

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Do You Have an Income Problem? Or a Cash Flow Problem?

Prairie Eco-Thrifter

Some of my automatically paid bills, like the satellite TV bill and the produce delivery, are charged to the credit card each month. That way, I can just pay what owe when the credit card statement comes, and I don’t have to worry about those bills eating into my checking account at an inconvenient time.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

It was during this rather taxing weekend that I was reminded of how great a loving family can be. Philip Taylor from PT Money Personal Finance presents The Best Gas Rewards Credit Cards–June 2011. Ben from Money Smart Life provides Credit Card Bonus Comparison Charts so you can make the best decision.

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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

.” Harry Sit from The Finance Buff asks Tax Efficiency: Relative or Absolute? , and says, “Because you have to pay taxes on interest, dividends, and realized gains, an investment that loses less of its returns to taxes is said to be more tax efficient. Can buying new ever be cheaper than buying used?”

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Yakezie Carnival November 13, 2011- November Edition

Prairie Eco-Thrifter

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. krantcents: How Will You Measure Your Life?

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