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Q&A | focus, blogging for money, and prepping for a split

The Frugal Girl

I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. If I were in your shoes, I would focus more on the process and on good habits , rather than on the ultimate goal of being free of credit card debt. Everything I do seems to make matters worse.

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Meet a Reader | JenRR from the Midwest

The Frugal Girl

After I had kids, I swapped that time to growing all sorts of interesting heirloom foods in my backyard. While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. Enjoying some outdoor time.

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Are You Heading for Financial Disaster?

Prairie Eco-Thrifter

See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Avoid using store cards; they usually have excessively high interest rates and this negates any savings you might make.

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Festival of Frugality #271- 10 Movies, 10 Lessons Edition

Prairie Eco-Thrifter

posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. Consumer Boomer presents How To Be Frugal With Your Credit Card posted at Consumer Boomer , saying, “Frugal use of a credit card can actually save you money rather than cost you money!

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7 Steps To Homelessness And What To Do If You Get There

Prairie Eco-Thrifter

She charged up credit cards to buy food and clothing. She ignored collectors and now the card company is suing. Don’t Pay Your Taxes. She stopped paying income tax on the rare occasions when she did have income and did not pay county real estate taxes. Borrow Money You Can’t Pay Back.

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How to Save Money by Downsizing

Prairie Eco-Thrifter

Real estate taxes are calculated on the size of the house so a smaller house will attract a lower tax rate. Credit cards come immediately to my mind; by downsizing the number of cards you have, as well as their balances and credit limits, you are certain to save lots of money in interest and repayments.

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Penge Snak!: