Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

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Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

DECEMBER 7, 2014

A borrower fills out an application for an unsecured personal loan of up to $35,000 on one of the online lending sites which verify employment and other information. Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. Money Tips'

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Debt Personal Finance Finance Credit 188

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

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Saving Money Money Saving Credit Cards 52

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We agreed that credit card debt wasn’t very smart, but a car loan? We thought we were doing really well.

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Debt Emergency Fund 2019 Debt Free 130

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Would renting for another year or two improve your financial standing? Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan.

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Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

MAY 10, 2012

Janet presents Expense budgeting posted at Fee Only Financial Planner , saying, ” Many people do not track their living expenses and do not understand the magnitude of their consumption. Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances.

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Money May 2012 Debt 113

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Sample Budget Calendar.

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Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 12, 2016

She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. I will NEVER finance a car again.

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Credit Cards Debt Debt Free Student 100

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. in credit card debt, and an additional $28,756.17 What are your financial goals now? How much debt did you pay off? What kind of debt was it?

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Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. Since we just celebrated the New Year, now is the best time to clean up your finances. Set Monthly Money Goals. And don’t worry about that saying.

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Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

MAY 27, 2015

And this is just on a mortgage, not including any credit card or student loan debt. Together, we made the goal of paying it off early though. It’s important to be on the same page as your spouse about finances. Who handles the day-to-day finances in your home or do you work on it equally?

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Debt Debt Free Pay Off Debt Finds 100