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Q&A | focus, blogging for money, and prepping for a split

The Frugal Girl

I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. If I were in your shoes, I would focus more on the process and on good habits , rather than on the ultimate goal of being free of credit card debt. Everything I do seems to make matters worse.

Money 203
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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Penge Snak!:

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How We Frugal-ed in July 2022

Family Balance Sheet

Our financial goals are still important to us and we want to hit them regardless of the rising prices. Related reading: 10 Ways to Save at Giant Food Stores. Credit Card Cash Back Redemptions in July: $196. However, once we paid off all of that debt, I started playing the credit card game. Marked down meat!

July 130
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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

It was all consumer debt spread over 5 credit cards. With those principals in mind, we enrolled in a debt management program (DMP) through our local credit union and reduced our interest rates on all of our credit cards and began paying them off. We cut up our credit cards and never used them again.

Debt 100
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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. I no longer use credit cards – only debit cards or cash. What are your financial goals now?

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

The season of family, faith, food, and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. Our goal is to NOT put our Christmas purchases on a credit card.

Christmas 130
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How We Frugal-ed in August 2022

Family Balance Sheet

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. As you can see from a recent night, we had PLENTY of food for dinner. My Frugal Shenanigans! My Thursday dinner plan is now Clean out the Fridge Night!

August 130