Savings Corner

DECEMBER 25, 2023

How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). On mobile devices, tap “Refine Results” to find the field to enter the rate and use the plus and minus signs to select the “Loan term.”

Calculators 52

Calculators Taxes Property Taxes Homeowner Insurance 52

Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Learn the approval requirements and prequalify (if offered by the lender) before applying to minimize your potential credit damage. Tip: Include fees in your loan amount calculations.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. We have been using this system ever since. A zero-based budget is planning for every single dollar of after-tax income. ” We’ve been there too. lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

MAY 6, 2020

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! Our emergency fund. It was a lifesaver, a sanity saver, and a marriage saver.

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Debt Emergency Fund 2007 2020 130

Savings Corner

DECEMBER 24, 2023

“Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey. Keep your finances and credit in good shape from preapproval until closing day.

Real Estate 52

Real Estate Buy Buying Credit 52