Credit Credit Cards Emergency Fund Motivation 
Family Balance Sheet
APRIL 9, 2021
We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? But $1000 was not nearly enough money to cover sudden emergencies in both our home and business.
Prairie Eco-Thrifter
MAY 25, 2014
Or put yet another trip to Las Vegas on the credit card. I opened a retirement account during that period, but it involved a managed fund with a 2% annual fee. My rewards credit cards were feeble, and I didn’t have a plan for using them. Why I Don’t Use Credit Card Rewards Programs.
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Penny Pinchin' Mom
MARCH 11, 2024
Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. What I do is use my credit cards in conjunction with cash back apps.
Family Balance Sheet
FEBRUARY 2, 2017
Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. She and her husband also used a visual motivation chart posted on their refrigerator. goals to get us there.
Family Balance Sheet
MARCH 19, 2014
We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? Start college funds for our two girls. “Debt is Dumb and Cash is King.”
Prairie Eco-Thrifter
JULY 4, 2011
Nathan Richardson from ComplexSearch.com presents What’s a Good Credit Score? Philip Taylor from PT Money Personal Finance presents The Best Gas Rewards Credit Cards–June 2011. Ben from Money Smart Life provides Credit Card Bonus Comparison Charts so you can make the best decision. I totally agree.
Family Balance Sheet
SEPTEMBER 9, 2014
About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Building an emergency fund also helps enormously. Get creative.
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