Prairie Eco-Thrifter

MAY 6, 2013

I got in to a debate with my friend last week about whether cash or credit card encourages it’s user to spend more money. I find that the second cash enters my pocket, it’s gone in 60 seconds. On a credit card, if you forget what you spent money on, you can pull up your banking records online in seconds.

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Credit Cards Credit Bank Banking 243

Savings Corner

DECEMBER 25, 2023

Building credit can be tricky. If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? The minimum and maximum amount you can deposit varies by card.

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Building Credit Credit Cards Taxes 52

Family Balance Sheet

NOVEMBER 2, 2022

The season of family, faith, food, and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. Our goal is to NOT put our Christmas purchases on a credit card.

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Christmas Finds Friends And Family Sale Donation 130

Prairie Eco-Thrifter

DECEMBER 17, 2013

I’ve noticed a trend lately in the blogosphere of bloggers pushing rewards credit cards to travel for free. Most people have a credit card and why not get some free travel for using it? If you travel more than once per year, typically you won’t be able to churn credit cards to get that many free trips anyway.

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Credit Cards Travel Credit Hotel 194

The Frugal Girl

FEBRUARY 28, 2024

I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. If I were in your shoes, I would focus more on the process and on good habits , rather than on the ultimate goal of being free of credit card debt. Everything I do seems to make matters worse.

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Money Debt Credit Cards Goals 200

Prairie Eco-Thrifter

APRIL 13, 2011

Guest Post Author Bio: The following post comes from the NerdWallet.com team, experts in helping users find the right rewards credit cards. 4 of the Craziest Credit Card Scams. Then to top it all off, there are credit card scammers out there that are looking to get your personal information.

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Credit Cards Credit Debt Identity Theft 145

Prairie Eco-Thrifter

APRIL 21, 2011

Of course there are a bazillion different techniques to save money on food – and credit card rewards are one of the least effective ways – but regardless, I still wanted to take a moment to discuss them. National Grocery Store-Affiliated Credit Cards. Some grocery store chains issue their own credit card.

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Credit Cards Credit Groceries Grocery 164

Prairie Eco-Thrifter

JUNE 13, 2011

Equating credit cards and being eco-friendly may seem like a stretch, but there are many options available for those who are environmentally conscious and carrying plastic. As a matter of fact, a credit card might be a better idea all the way around for the environment. Four Crazy Credit Card Scams.

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Credit Cards Credit Environmental Groups Paperless 165

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We cut up our credit cards and never used them again.

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Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

JUNE 30, 2011

Guest Post Author Bio: By Odysseas Papadimitriou, CEO of Card Hub, an online marketplace for cards ranging from business credit cards for new businesses to secured credit cards. Like a plane, boat, passport or luggage, a credit card is important to any trip overseas. Let’s find out.

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Credit Cards Credit Luggage Travel 169

Family Balance Sheet

APRIL 12, 2013

He has successfully inspired thousands of people to a life free of credit cards and debt. It just seemed easier to us to carry and use credit cards versus cash. We were using the cards to earn cash back on purchases that we needed to buy any way, so we were being smart about our spending. Or so we thought.

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Credit Cards Credit Debt March 100

Family Balance Sheet

APRIL 19, 2016

It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. The post Find out how Anna paid off $23,605 in college, personal loans, and credit cards. How long did it take you? I paid off $23,605.10 and it took me 15 months. Was there a particular event?

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Credit Cards Debt Free College Debt 100

Prairie Eco-Thrifter

FEBRUARY 2, 2014

This is an invisible crime in that finding the thieves is difficult, if not impossible. In addition to stealing credit card numbers , Target now admits that thieves were able to also get people’s names, mailing addresses, e-mail addresses, and phone numbers. What Does It Mean to Freeze Your Credit.

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Identity Theft Credit Freezers Credit Cards 228

Family Balance Sheet

MAY 4, 2021

Finding extra money is a game for me. Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. I only use cards that offer some type of cashback offer.

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April Money Credit Cards Donation 130

Motherhood Moments

DECEMBER 26, 2022

More Key Findings Financial Resolutions : 1 in 3 Americans are planning to make finance-related New Year’s resolutions. One of the most impactful resolutions people can make for 2023 is getting out of credit card debt. Most Popular Resolution : 31% of people with a financial resolution want to save more. Thanks for reading!

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Family Balance Sheet

NOVEMBER 26, 2014

The season of family, faith, food and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of last minute ideas to find some extra cash for your Christmas spending. Our goal is to NOT put our Christmas purchases on a credit card. Can you teach piano lessons?

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Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

AUGUST 6, 2022

I have been doing my grocery shopping at a different GIANT store and I’m finding that they always have a lot of marked-down meat. I like to tally up any extra money I find through the month. Finding extra money is a game for me and July turned out to be a stellar month! Credit Card Cash Back Redemptions in July: $196.

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July Frugal Credit Cards Donation 130

Shereen Travels Cheap

MARCH 27, 2024

When you don't have a big budget, you learn to be creative, but you find there are small things you can do that can really add up, too. Make it easy and sign up for Rocket Money and they'll find those monthly fees you're paying unnecessarily. Most of us travel on a budget, because we have to. You just saved service fees.

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Money Travel Saving Money Saving 236

Prairie Eco-Thrifter

JUNE 12, 2016

When it comes to borrowing money, having bad credit can limit your options. If you are in need of money and don’t have the time to go through a credit check, there are other ways you can get access to cash. In most all cases you can get loans with no credit check from your friends and family. Credit Card Cash Advances.

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Savings Corner

FEBRUARY 2, 2024

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. When evaluating offers, please review the financial institution’s Terms and Conditions.

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Tools San Francisco Evolve Insurance 52

Savings Corner

DECEMBER 24, 2023

Simply fill in your outstanding loan amounts, credit card balances and other debts. Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Fill in your outstanding loan amounts, credit card balances and other debts to see what your monthly payment could look like.

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Debt Calculators Credit Cards Credit 52

Family Balance Sheet

APRIL 2, 2021

Finding extra money is a game for me. January and February were stellar months with finding money. Credit Card Cash Back: $175. I redeemed $175 for gift cards from our business credit card’s cashback program. Where did you find extra money in March? Share your findings in the comments.

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March Money Donation Credit Cards 130

Savings Corner

DECEMBER 25, 2023

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. When evaluating offers, please review the financial institution’s Terms and Conditions.

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San Francisco Evolve Insurance Credit Cards 52

The Frugal Girl

NOVEMBER 21, 2023

And because I am a member of CVS’s pharmacy rewards, I get a $5 credit for every 10 prescriptions I fill there. I used $15 of credit to get a free stethoscope box I don’t like just throwing my blood pressure cuff and stethoscope into my backpack all the time, so I ordered a little zippered box to hold both.

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Motherhood Moments

DECEMBER 15, 2022

Get cash back with your credit cards. Did you know that most credit cards have deals and offers attached to them? You just have to know where to find them. You simply tap an offer to activate it, and when you buy the correct item, you automatically get cash back in the form of a statement credit.

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Thrifty Credit Cards Credit Consumer 100

Prairie Eco-Thrifter

JULY 15, 2013

As I read financial blogs, I find that a lot of bloggers seem to like to pay for everything with their credit card. You can get rewards or cash back , the credit card company tracks all your purchases for you and may even show you a yearly statement indicating the percents you spent on that card in various categories.

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Used Credit Cards Psychology Credit 234

Motherhood Moments

JANUARY 11, 2023

Children are especially vulnerable to a new form of identity theft – synthetic – which now makes up 85 percent of cases and means thieves use combinations of real and fake information to take out loans, get credit cards, purchase cars, collect unemployment, and much more. And it’s grown 233 percent over five years.

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Identity Theft Parenting Unemployment Credit Cards 130

Savings Corner

DECEMBER 27, 2023

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. When evaluating offers, please review the financial institution’s Terms and Conditions.

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San Francisco Evolve Insurance Credit Cards 40

Motherhood Moments

JANUARY 24, 2023

Here at Frugal Focus , we know how important it is for you to find the perfect home, so we have some tips for how you can get a great deal before you sign the dotted line. The lower your credit score, the more you may end up paying monthly. First, check your credit report for potential errors. Remember to be smart along the way.

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Money Home Real Estate Warranties 130

Prairie Eco-Thrifter

JANUARY 28, 2014

Millions of customers had their data stolen, including credit and debit information. My credit card information was vulnerable during the PlayStation Network breach of a few years ago. Use Credit Cards. I use credit cards a lot more now. Divide Your Credit Card Use.

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Credit Cards Bank Banking Identity Theft 193

Family Balance Sheet

MARCH 23, 2020

Listed below, you’ll find some free ideas to help you get through the quarantine. As I find more ideas, I’ll update this list. No credit card is required. Your credit card will be charged at the end of the trial. A credit card is required, so a fter the free trial, the monthly fee is only $8.99

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Credit Cards Zoo Museum Education 162

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Find yours and use it to make extra cash.

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Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

MARCH 26, 2021

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

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Emergency Fund Building 2007 Credit Cards 130

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

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Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

JANUARY 18, 2019

Here are some situations that could warrant the need for quick funding: Debts Must Be Settled: For those that care about their credit score, paying off a debt means making sure that each monthly payment is made on time, and in full. Failing to do so could be detrimental to that squeaky-clean credit! Personal Line of Credit.

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Credit Cards Credit Debt Hawaii 100

Savings Corner

APRIL 4, 2024

The amount you can borrow with a home equity loan is based on the current market value of your home, the size of your mortgage and personal financials like your credit score and income. The interest rate you receive on a home equity loan (as with other loans) will vary depending on your lender, credit score, income and other factors.

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Home Debt Credit Cards Credit 52

Savings Corner

APRIL 4, 2024

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards. Average personal loan interest rates by credit score People with good or excellent credit may find average loan interest rates in the low double digits.

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Debt Bank Banking Credit 52