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Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. I created my Special Purchases spreadsheet to help us plan for new appliances. This is a 12-month spreadsheet.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. I created my Special Purchases spreadsheet to help us plan for new appliances. This is a 12 month spreadsheet.

Budgeting 160
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Meet a Reader | JenRR from the Midwest

The Frugal Girl

We share our home with a 70lb rescued mutt. Besides dealing with my sudden unemployment when my oldest child was a toddler, I was hoping to figure out a way to extend my time at home with him. We ending up buying our current home in 2015, when local prices and interest rates were significantly lower. Enjoying some outdoor time.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. What got us through financially? Our emergency fund. Storm #2: 2013.

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Should YOU Buy a Boat?

Prairie Eco-Thrifter

A few years ago, when selecting a vacation home to buy, one of my criteria was that it had to be at a lake or on a beach. These will include things such as insurance, property taxes, gasoline (to get to the lake and to boat on the lake), maintenance, boat slip fees and storage fees in off season. Boating is fun.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

When you refinance your home, you’ll apply in a similar way to when you applied to purchase your home. Here’s generally how it works: The lender will do a credit check. You’ll pay for a home appraisal. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. Alan and I, by choice, bought land in an area with low property taxes. Had we not fallen in love with the locale, it wouldn’t have mattered how low the taxes were, but fall in love we did.