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Money Matters: End of Year Personal Finance Checklist

Motherhood Moments

> NEW YEAR CLEANING Sort through your house for items you no longer use, and either donate for a tax reduction, or sell for extra cash! > Prior to joining the credit union, Jeff served as CFO of another credit union, having previously provided audit services in the industry. Thanks for reading!

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Best Way to Spend Tax Refund

For the Mommas

Best Way to Spend Tax Refund. When that time of year arrives that you receive a nice large amount of refunded tax money, it can be tempting to immediately go on a shopping spree. Although this may be one of the least exciting ways to spend your tax refund, it makes the most sense. Get Rid of Debt. Look Out for Your Future.

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Shutterfly – Choose A Free Gift (Playing Cards, Thank You Notes & More)

For the Mommas

10 free Thank You Cards. Taxes, shipping and handling will apply. Excerpts and links may be used, provided that full and clear credit is given to forthemommas.com with appropriate and specific direction to the original content. Today and tomorrow, you can get a free gift from Shutterfly. One Set of Playing Cards.

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Groupon: $30 Worth of H&R Block Tax Preparation for $15

Saving Cents With Sense

Another nice Groupon is available today, especially for those that are still need to buy tax software. You can get $30 worth of Online Tax Preparation from H&R Block for only $15. Thanks, Groupon Girl !). Don’t Forget to sign up for your FREE $10 Credit to No More Rack ! The basic package is $19.95

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Amazon: 50% off H&R Block Tax Software

Saving With Shellie

It’s tax time. They have Deluxe and Premium versions with State Tax and e-file capabilities as low as $17.50. Thanks My Frugal Adventures !). FREE $10 Credit to No More Rack. I know, the dreaded ‘T’ word. Make it a little easier with software from H&R Block. DON'T MISS THESE GREAT DEALS.

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XBox 360 – $199 (Shipped) + $50 Credit

Saving With Shellie

Plus you’ll receive a $50 promotional credit for a future Amazon purchase. If you are looking to add Kinect, you could use your $50 promotional credit to purchase the Kinect Sensor. It’s regularly $149.99 (with 3 games) so applying the credit would make the Kinect Sensor $99.99 Thanks My Frugal Adventures! ).

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How Long Should You Keep Financial Documents

Family Balance Sheet

However, you should print any canceled checks or year-end statements that you would need for tax purposes, ie - charitable contributions, home improvements, business expenses, mortgage payments, etc. You should keep any credit card receipts to match up with your statement. This final number will help to lower your capital gains tax.