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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. Our journey to debt freedom started back in 2013 when we found ourselves saddled with business and student loans. If debt freedom is your goal , what can you accomplish THIS year?

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Create your debt freedom plan

Family Balance Sheet

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and

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Our 2023 Financial Goals

Family Balance Sheet

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. I cried for days and we celebrated the occasion with a family cruise a few months later. We used the snowball method to pay off our non-mortgage debts. A few of our debt payoff trackers.

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Take Control of Your Money in 2015

Family Balance Sheet

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. My Themes for 2015: 1.

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Put Your Budget on a Diet: Saving Money by Living Medium

Prairie Eco-Thrifter

Because so many people are living on incomes that cannot support their spending habits; living on borrowed money, moving money from account to account, buying, spending, hiding the bills, and eventually the ‘dog of debt’ will catch up to you and bite you right in your credit report. Buy Store Brands.

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Why Those EPA Mileage Estimates Do Not Add Up

Prairie Eco-Thrifter

How fast do you get to speed, do you use cruise control , do you change lanes frequently? Using your cruise control to maintain a constant speed will improve your mpg. Guest Author Bio: Author Jerry Coffey, a long-time debt addict, paid off over $10,000 in credit card in two years through frugal-living and sound money management.

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Vacations on a Dime: Sail Away for Less

Saving Cents With Sense

You may have seen all of the headlines about cruise ships lately, but the truth is, cruise ships are still a fun and economical way to enjoy a luxury vacation! Every year thousands set sail and prepare to be pampered on the ocean as only cruise lines know how. Sail Away for Less: 10 Ways to Enjoy a Cruise on a Budget.