Family Balance Sheet

MAY 21, 2021

Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office. For us, we valued camping and our daughters’ activities. To be honest, our first step in our plan wasn’t even paying off debt.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

JUNE 21, 2014

The girls and I hit my favorite thrift store this week. And my oldest daughter got her first pair of Converse sneakers. They were also hardly worn and my daughter was thrilled. 15 Ways to Save on Summer Activities. 5 Ways to Save Cash for Your Summer Vacation – My guest post at Outside the Box Mom.

Thrifty 100

Thrifty Thrift Stores Daughter Thrifting 100

Family Balance Sheet

JANUARY 19, 2011

I keep separate binders for our Business Expenses & Statements , Business Taxes , Health Savings Account , Retirement , my passwords (with alphabet tabs), and Workouts. I had to chuckle when I saw my training calendar from 2004, the year before our first daughter was born. I totally blew off my workout that day.

Office 159

Office Organic Organization Friends And Family Sale 159

Family Balance Sheet

APRIL 6, 2016

And the bonus to starting these new habits is that you can save quite a bit of money too. So we’re helping the environment and saving money…it’s a win-win. 6 Everyday Changes that Save Money & Help our Planet. By eating your leftovers, you are saving money and avoiding the land fills. Conserve water.

Saving Money 100

Saving Money Gift Cards Money Giveaway 100

Prairie Eco-Thrifter

SEPTEMBER 27, 2017

No kids = no parties or haunted houses = money saved. We do put up decorations (ones I buy at garage sales or thrift stores and reuse each year). My daughter-in-law came up with this idea, buying bulk pumpkins and bulk flowers. No kids = no money on candy = no candy wrappers in the landfill.

Halloween 138

Halloween Green Reuse Garage 138

Family Balance Sheet

MAY 6, 2020

And I was pregnant with our youngest daughter, so what should have been a joyous year was quite a stressful one. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. It was a scary time for us. What got us through financially?

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

FEBRUARY 16, 2016

Our emergency fund has saved us countless times and it will save us once again with the truck. If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Put the money saved into your emergency fund.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Saving With Shellie

AUGUST 8, 2012

But as my daughter grew, I noted how many nice things I was giving away. Would the store be yucky? The next time I’m at a thrift store, then I know to focus my attention there. but I prioritize the needs first. :: Find “Your” store. Not all thrift stores are created equal. I worried, though.

Thrifting 76

Thrifting Thrift Stores Clothes Clothing 76

Family Balance Sheet

FEBRUARY 23, 2016

I have no problem shopping at a thrift store and not having cable TV, but I still want to camp and watch my daughters swim meets. I’d much rather keep it in my own bank account, saving for our future, giving to the causes we hold dear, and living a life free from debt burden. What’s important to you?

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

JANUARY 26, 2016

We have a retirement to plan , our daughters’ college to save for, and many places to visit. Choose Thrift First. I have made a pact with myself that if I don’t already own something that I need, I will either: make do with what I have, find said item at a thrift store, borrow, or forget about it.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

MARCH 3, 2014

Here is a short list of some of my favorite finds at garage, estate and thrift store sales. I had purchased a much smaller (less sturdy) one at Walmart for $20 – my daughter-in-law inherited that one. If you like it, you may save big bucks on needed items (be careful not to buy things you really can’t use though).

Buy 178

Buy Buying Garage Sale Garage 178

Penny Pinchin' Mom

MARCH 11, 2024

The post 7 Clever Ways Moms Used to Save Money appeared first on Penny Pinchin' Mom. There are so many clever ways moms used to save money that our tips and tricks today pale in comparison to what they could achieve, considering how little they had to go on. It helps us stay fit, bond more, and save me a ton of money.

Saving Money 52

Saving Money Money Mom Used 52

The Frugal Girl

FEBRUARY 5, 2024

How did you get interested in saving money? What’s the “why” behind your money-saving efforts? Things that save time. things on Buy Nothing first and then thrift stores or Facebook marketplace, so I found a good play kitchen on marketplace when my little wanted one. Out of necessity originally.

Virginia 182

Virginia Kids and Family Library Frugal 182

Family Balance Sheet

JANUARY 8, 2020

We had worked all year to send extra monthly payments to that final loan and on that early morning I realized the balance was finally at a level that we could pay it off with some of our savings. I feel like I made a lot of trips to the thrift store to donate our stuff, but my house will tell you otherwise. Bring it, 2020!

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We hit our Annual Household Portion (kind of like a deductible) of $10,000 with Medi-Share in 2017 when our daughter had an unexpected medical condition arise that required multiple tests, 3 surgeries, and medication. Be Exceptionally Frugal.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

FEBRUARY 28, 2019

To save time, I rotate from a list of recipes that can be prepared quickly, but it’s time to mix it up and find some new ideas. My oldest daughter has grown 5 inches in the last year. I received a $40 check from Ebates that I put into our Christmas Savings Club. This will be my mindful category in March. Find Cash.

March 100

March Financial Goals Budgeting Budget 100