Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. If you use the formula: INCOME–EXPENSES = SAVINGS , then you are bound to find yourself with a ‘financial cavity’. The rest, add it to your savings.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

If you want to accomplish anything together as a couple, you need to have shared goals. Whether you want to pay off debt or save for retirement or get a new TV, you have to be in agreement on the big stuff. You’ll be trying to keep things simple and inexpensive, while he or she spends.

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. What inspired you to get debt free?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. This is the year that we will be very intense about paying off our debt.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

OCTOBER 9, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. If you make this one simple change, you will reduce your grocery spending.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

APRIL 1, 2021

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. 2 – Decide where to put the money. 12 – Do It Yourself.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? posted at Money Talks Coaching , saying, “Money and marriage. KT presents In Debt Consider Paying Cash for Your Purchases posted at Personal Finance Journey , saying, “Are you in debt besides the mortgage?

Money 113

Money May 2012 Debt 113

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? They didn’t like debt, and as I grew up, neither did I.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

FEBRUARY 16, 2016

Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. 2 – Decide where to put the money. Put the money in your emergency fund instead.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Calculate the simple math equation: Income – Expenses = X.

Budgeting 133

Budgeting Budget Financial Goals Goals 133