For the Mommas

JULY 24, 2016

20 Tips for Frugal Living. Living frugally allows you to not only spend less than what you earn, but also allows you to earn less. You can use the difference in income to pay off debt, save or invest. You have more options with a frugal lifestyle. The post 20 Tips for Frugal Living appeared first on FTM.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. clutter/stuff that we don’t need.

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Financial Goals Goals 2020 2019 130

Teresa's Deals

SEPTEMBER 4, 2015

Monica & Cathy over at Fabulessly Frugal are on a mission to help you save money while living a fabulous lifestyle. They share the best online shopping deals while providing you with awesome frugal living ideas, recipes, and simple hacks to make life easier. She also shares deals in and around the St. Louis area.

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Frugal Frugal Lives Frugal Living St. Louis 100

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. What do you and your spouse do for a living? How much debt did you pay off? What kind of debt was it? We were debt free before I was 30 , including our home.

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Debt Free Debt Budgeting Budget 100

The Frugal Girl

NOVEMBER 27, 2023

Needless to say, my restaurant manager salary didn’t support the life I was trying to live. I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. Is there anything unique about frugal living in your area? Not really. I don’t know yet!

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California Cars Car College 172

The Frugal Girl

FEBRUARY 18, 2024

The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. At the time, I thought my income would quickly increase and everything would be easy to pay off, but I spent the second half of my twenties paying off that debt. helping out 7.

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

The Frugal Girl

DECEMBER 11, 2023

and realized we should pay off this debt as quickly as possible. I am also very grateful to have like-minded friends who are also frugal (many are also SAHMs), and we enjoy potluck meals and game nights and have lots of fun without spending much at all. Is there anything unique about frugal living in your area?

Money 195

Money Kids and Family Frugal Parenting 195

The Frugal Girl

FEBRUARY 5, 2024

The weight of debt can be so heavy mentally in addition to the direct effects of it. Is there anything unique about frugal living in your area? When the student loan interest accrual was paused due to the pandemic, we buckled down and paid them off. It has been amazing for our finances and my mental health.

Virginia 185

Virginia Kids and Family Library Frugal 185

The Frugal Girl

NOVEMBER 13, 2023

Is there anything unique about frugal living in your area? I was in 4th grade, and had 2 younger siblings when they began their debt-repayment journey. We all ended up with some student loan debt, but much less than we would have without my parents cash-flowing some of the costs.

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Kids and Family Parenting Cars Car 191

The Frugal Girl

NOVEMBER 6, 2023

I’m not sure if being frugal is easy for me, just habit. Is there anything unique about frugal living in your area? What’s a frugal tip you’ve tried and abandoned? Once I was out of college, without debt, I had the freedom to make choices about what I would do and where I would work.

Kids and Family 189

Kids and Family Money Home and Garden Frugal 189

Prairie Eco-Thrifter

OCTOBER 8, 2013

Now that I’m out of school and many of my peers are drowning in debt, I’m so glad that I worked my butt off to pay for school in other ways than relying on loans. That feeling is even better when you know that you graduated without debt.

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Student Education Co-Op College 184

The Frugal Girl

JANUARY 29, 2024

Staying out of debt was/is very important to me & miraculously I have succeeded this far, praise God. Is there anything unique about frugal living in your area? Living in NW Arkansas is Walmart headquarters land. So I have watched the cost of living skyrocket in the last 20 years but wages haven’t caught up yet.

Arkansas 182

Arkansas Frugal College Kids and Family 182

Saving Everyday

JANUARY 16, 2014

Frugal Living: Powerful Family Budget And Debt Management Plan Advice For Abundance And Debt Free Living. The Loyal Servant. 52 Delicious & Healthy SUPERFOOD Breakfasts Under 300 Calories. Boredom Busters! 24/6: A Prescription for a Healthier, Happier Life. The UnTied Kingdom.

January 45

January Debt Debt Free Frugal Lives 45

Saving Cents With Sense

MAY 26, 2014

Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Most people want to get out of debt, while others want to save for their children’s college educations or a new home. Frugal frugal living'

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Prairie Eco-Thrifter

JUNE 14, 2012

The Skilled Investor , Editor Budgeting and Economics Paul Vachon presents Frugal Living Made Easy posted at The Frugal Toad , saying, “Frugal living is all about making informed and deliberate choices in how to spend money. This edition is arranged by subject heading, so that you can browse efficiently.

Money 124

Money 2012 June Credit Cards 124

Saving With Shellie

MAY 12, 2014

Dave Ramsey’s books have helped lots of people get out of debt and learn to manage their money. Be sure you Follow me on Pinterest and check out my boards for recipes , craft ideas and other frugal living tips ! Check out the sale , it might really help you in the long run! Find more Great Deals happening now.

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Sale Debt Frugal Lives Frugal Living 45

Prairie Eco-Thrifter

APRIL 14, 2013

Here are five simple steps to achieve frugal living. Spending more than you can afford will definitely put you either in grave debt, or it can even make you bankrupt at some point. If you are spending more than what you are earning then try going over your lifestyle and see if you need a financial overhaul.

Money 273

Money Cable Service Budgeting Budget 273

Saving Cents With Sense

MAY 2, 2014

Frugal Living: How To Manage Your Money and Be Debt Free to Build Wealth by Clark Evans. Olay Sensitive Bodywash Sample. Adventures In Parenting Booklet. Jones Starter Kit. The Beginners Guide to Knitting by Lily Jones. Natural Cures by Prescott Marshall. Healthy Snacks for Kids by Sylvie Johsnstone.

Listerine 58

Listerine Freebies Bank of America Marshalls 58

Prairie Eco-Thrifter

FEBRUARY 25, 2013

Guest Author Bio: Author Jerry Coffey, a long-time debt addict, paid off over $10,000 in credit card in two years through frugal-living and sound money management. So, what do you think? Now he blogs regularly at Repaid.org , and he’s a frequent contributor to AutoFoundry.com as well.

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Fuel Economy Gasoline Fuel Economy 186

For the Mommas

JULY 9, 2014

It’s about living smarter, so that you can afford to live the life you REALLY want. It unlocks a world of possibilities—a debt free existence, a fat bank account, carefree travel, funding your children’s education. Download: Frugal Living Made Simple by Allison Logan. And you can make it happen.

Landscaping 59

Landscaping Making Kids Debt Free 59

Family Balance Sheet

MAY 24, 2011

Diane Midwest Cedar Rapids, Iowa - Indoor Garden Musings Mansfield, Ohio - Live the Adventure Cincinnati, Ohio - Savings Lifestyle~Cincinnati Mount Vernon, Ohio - Living Better One Day at a Time Dayton, Ohio - Savings Lifestyle~Dayton Grand Rapids, Michigan - Kitchen Stewardship Metro Detroit, Michigan - "Cents"able Momma Oakland County, Michigan - (..)

North Carolina 170

North Carolina Kansas City Virginia Missouri 170

The Frugal Girl

MARCH 4, 2024

manicures pedicures expensive or trendy clothes and shoes brand-name foods gym memberships a large-screen TV, streaming services, movies the latest phones and tech gadgets fine wines alcohol cigarettes credit card debt The list goes on. What’s the easiest/hardest part of being frugal?

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

OCTOBER 27, 2011

Shopping over your lunch hour can rack up mounds of debt, simply because impulse shopping involves random purchases of merchandise we have little need for. Related posts: Tips for a Frugal and Eco-Friendly Spring. Pare down your weekday expenditures by planning one day a week to eat lunch out of the office with your co-workers.

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Office Fuel Work From Home Saving Money 198

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Debt consolidation loans help minimize the payment you have to pay, which was a huge help back when I was a broke college graduate. My student loans stand at approximately $22,550.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JULY 18, 2011

Number 9 : Frugal Living tells us to let the dark night guide our finances. Being out of debt is good, but the only way we really improve our lot in life is by saving and investing for the future! In this day and age with a vast increase in internet business it is really hard to come up with anything original and catchy.

Money 159

Money Personal Finance Finance Credit Cards 159

Prairie Eco-Thrifter

JULY 20, 2011

I still struggle with this today, but if you’ve made significant strides in your personal finances, reward yourself for living frugally. Related posts: Teaching Stewardship Through Frugal Living. How I’m Inherently Frugal. Frugally Festive: 6 Affordable Ways to Enjoy the Holidays.

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Frugal Personal Finance Frugal Life Money 174