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2019 Debt Freedom Plan Update

Family Balance Sheet

Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

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5 Tips to Create a Holiday Budget

Saving Cents With Sense

Regardless of your income or gift giving needs, it is important to create a holiday budget from year to year. Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. 5 Tips to Create a Holiday Budget. Define your needs.

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Friday Links – Day Off Edition

Prairie Eco-Thrifter

I have been traveling a lot for work lately and have not been home much in weeks. It is really nice to not have to go to work today and have a day where I can concentrate on the home life. With next week full of family affairs for the holidays, a weekend to ourselves is going to feel great. PET Archives : Save Money on Rent.

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Take Control of YOUR Money in 2016

Family Balance Sheet

For me the new year’s reality sets in the first Monday after the holiday. My husband and I are back at work, our girls are back in school, and our normal routine resumes. This year, we took a long break over the holidays to travel to see friends and family, so today has been a shock to my system. Mid-Life & Finances.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

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How to Save Money on Christmas

Couponing 101

I have a few tips for saving money (and your sanity!) Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) or trying to save a little money each month to pay for gifts.

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Friday Links – Colder Than Mars Edition

Prairie Eco-Thrifter

How did your holidays go? If so, don’t miss Lisa’s post about how to Use Your Personal Network to Save Major $$$ on Your Wedding at Lisa Vs. With tax time right around the corner, Oscar at Money is the Root highlights 5 Questions that All Taxpayers Should be Asking. Considering Lending Money to a Family Member?

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