Debt May Property Taxes Saving 
Savings Corner
DECEMBER 25, 2023
To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses.
Savings Corner
DECEMBER 25, 2023
The mortgage payment calculator can help you decide what the best down payment may be for you. A lot of factors go into that assessment, and the main one is debt-to-income ratio. Lenders look most favorably on debt-to-income ratios of 36% or less — or a maximum of $1,800 a month on an income of $5,000 a month before taxes.
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Savings Corner
APRIL 4, 2024
The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan lenders may charge origination fees up to 10 percent of the amount you borrow, and the cost is typically deducted from your loan funds.
Savings Corner
APRIL 4, 2024
You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Cash-out refinances are generally best for big-ticket costs: Think home renovations or major debt consolidation. The difference between the two is given to you in a lump-sum payment.
The Frugal Girl
FEBRUARY 18, 2024
How did you get interested in saving money? At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. What’s the “why” behind your money-saving efforts? I was searching for ways to cut back on expenses and found this blog. Childhood joy.
Savings Corner
APRIL 4, 2024
The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. While refinancing can save you money in the long run, it comes with upfront fees. Ideally, you’ll also get a lower rate in the process. How much does it cost to refinance a mortgage? To get rid of FHA mortgage insurance.
Prairie Eco-Thrifter
MAY 26, 2011
If you own real estate, you have been, or someday will be, confronted with a rise in your assessed property value. This usually leads to an increase in your real estate taxes! Increases in your assessed value can sometimes be negotiated downward, saving you tax money. Related posts: The ABC’s of Debt Reduction.
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