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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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Post Holiday Lifestyle Detox

Prairie Eco-Thrifter

During the holidays, I most definitely did consume more than two glasses of wine per week. I’m completely exhausted from the flurry activity, so I can’t imagine wanting to go out that often anyway, but January will have to be a serious financial detox month for me.

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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

Buy What Is Worth It “By definition, saving – for anything – requires us to not get things now so that we can get bigger ones later.” — Jean Chatzky Let’s face it: you probably have a dress or ten in your closet that you never wear, yet you bought it because you thought it was cute.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

We feel it at our house too and this is definitely an area I need to improve. 11 – Find free entertainment. Yep, you don’t need to spend a dime to entertain your family. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself.

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. He leaves most of the financial goals up to me, but we make the decisions together. On the flip side, I ate a lot of cheap food while I was paying off debt, and definitely don’t do that now.

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

Also find inexpensive entertainment in your area – there are lots of free events in your local communities to take advantage of. Definitely a monthly budget – I always create one every month. What are your financial goals now? My next big hairy audacious goal is to buy a home with cash!