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Planning for Christmas 2011

Family Balance Sheet

As an experiment, I switched to cash in 3 categories : groceries, dining out and clothing on January 1st. I then divided that new number by 12 and that is the dollar amount that I am going to transfer to a savings account every month. I have now decided to add gift giving to the list of cash categories.

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Ways to Save Money on a Tight Budget

Saving Everyday

As someone who truly knows what being broke feels like , I know how stressful it can be, especially during the holidays. If you implement some of these strategies, you WILL have extra holiday cash! If I wanted to save money quickly, I could probably get that down to about $300 by focusing on cheap meals. Save your savings.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

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Start Small; Dream Big: Achieving Financial Security From Small Beginnings

Prairie Eco-Thrifter

What about holidays, cars, homes, designer clothes, retirement? Tarahas this idea – “I made a game of finding new ways to stop spending everything I earned so I could save. When I found a new way, I bought a small treat and then put the rest into my growing savings account. So, dream big. What would you love to have?

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. And when dining out, at least follow these 15 Smart Tips to Save Money when Eating Out.

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Our 2018 Financial Goals

Family Balance Sheet

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. 2 – Save $10k in a savings account, specifically earmarked for medical expenses. Did you make 2018 financial goals ? Our 2 Main Financial Goals for 2018: 1 – Finish the will.