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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

But think about how much you would be saving in terms of transport, drinks, food, entertainment, and the potential bail money should things get out of hand. If your lifestyle involves hanging out with your friends, you could choose to do a pot-luck hangout. My family chooses to eat out once per week, for example.

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Find Out How Ruth and Her Husband Paid off Their Mortgage

Family Balance Sheet

For fun we mostly like to hang out at home—we’ve really worked to create a comfortable space that people love to visit, and so we are constantly entertaining and having people come and stay. I’ve always been a total brown thumb but I am determined to finally figure out how to grow things. Stop eating out.

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

Family Balance Sheet

This meant moving to a less expensive rental, cutting cable and changing our eating-out and entertainment habits. We did cut back on eating out quite a bit and we are people that LOVE to try new foods. What are your financial goals now? I took on a babysitting job for about 8-9 hours a week.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

And when dining out, at least follow these 15 Smart Tips to Save Money When Eating Out. 11 – Find free entertainment. Yep, you don’t need to spend a dime to entertain your family. Cancel unused subscriptions. Review your statements, because there might be subscriptions that you forgot about.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

And when dining out, at least follow these 15 Smart Tips to Save Money when Eating Out. 9 – Find free entertainment. Yep, you don’t need to spend a dime to entertain your family. 7 – Collect your change. At the end of every day, empty the change from your wallet and pockets into a jar.