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20 Tips for Frugal Living

For the Mommas

You can use the difference in income to pay off debt, save or invest. Eat out less. One of the biggest expenses you probably incur is eating out. The average person spends over $2,000 a year on eating out. Create a weekly menu, then buy the groceries, and cook dinner every night.

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Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

Family Balance Sheet

What are the top 3 – 5 ways you found money to put towards debt. We cut our lifestyle to nothing and threw all that extra money at the debt. We gave up eating out, cable, driving as many places. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

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How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

talked about what went out that day, what was coming up, or if something. grocery money we took out cash every pay day. towards paying off your debt. because we aren’t eating out. and plan meals based off of that. We knew it would take us years to get out of debt!

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How We Paid off Six Figures of Debt

Family Balance Sheet

SMALL changes add up to BIG results: With our home, auto, and medical expenses low, we nickel and dimed the rest of our budget and found some extra funds each month to send to our debts. Groceries. ” By planning our meals and grocery list, I am able to maintain our grocery budget and still eat very well.

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Find Out How Olivia & Her Husband Paid off Their Mortgage in 33 Months

Family Balance Sheet

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. I talk a lot about this in my post “Top 4 Ways to Pay Off Debt” but they include: 1.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

That meant no vacations, no new clothes, no eating out, nothing. This immediately let me slash a huge amount off my monthly spending – though of course it wasn’t much fun at the time! Debt Negotiation – I started to wonder whether the money I owed was “fixed” or not. Yes, but not yet!

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. – Food: groceries, meals out, school lunches. You can’t cut back on your rent or mortgage payment, but you can find ways to save money on your groceries. Total your expenses.

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