Motherhood Moments

JANUARY 18, 2023

Nobody knows for sure whether we’ll see a recession or not,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. Assess your emergency savings today and explore ways to bolster them through possible side hustles or gig work. Prepare by paying off debt.

Recession 100

Recession Finance Emergency Fund Debt 100

Family Balance Sheet

AUGUST 4, 2014

We met in college and currently both feel drawn toward higher education. While we currently live in Oregon, in a few weeks we will be moving to western New York to both start new careers in higher education. We’re energized by young people and are pretty sure most of our lives will be spent working with this age group.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

OCTOBER 6, 2014

Too often we only think about goals in January, but today we’re going to work on new financial goals. Is it to pay off your house? Pay cash for a trip to Hawaii or your kids’ education. Or maybe you want to pay off (and cut up) your credit cards. S – specific. M – measurable.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. Dave Ramsey has a plan and it has worked for millions of people. Currently, we’re working on steps 6, 7, and 8 simultaneously. Our Debt Freedom Plan – written in 2013.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

AUGUST 11, 2016

You work until you are 65 and then retire. Work for the same company for 35+ years. ” I received many likes, but sadly a high school friend commented, “Retire? ” Her comment was echoed by another (in real life) conversation I was having with a different friend who is sending a child off to college this fall.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Savings Corner

DECEMBER 27, 2023

Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. Personal loans work best as part of a balanced financial plan. The risk is losing your asset if you default on the loan.

Debt 40

Debt Home Improvement Consumer Credit 40

Savings Corner

APRIL 4, 2024

Brick-and-mortar banks tend to work with businesses that have a strong financial profile. And if you find yourself in a tight spot with repayments, your lender may be willing to work with you to defer payments or restructure the loan. 500,000 / $225,000 = 2.2222222 Here, your DSCR is 2.2,

Bank 40

Bank Banking Credit Finance 40