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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Ken from Spruce Up Your Finances asks Need A Down Payment For Your House? Bob from Christian Finances asks Is it time to go on a cash diet?

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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

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Create a Monthly Spending Plan | 31 Days to Organize Your Finances

Family Balance Sheet

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. utilities – gas/electric, water, sewer, internet, phone, cable. Personal Escrow Fund. Gift Giving Fund.

Finance 100
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Are You Prepared For An Emergency?

Prairie Eco-Thrifter

This can help cut down on confusion later, and help you increase your safety in the event of an emergency. Know where the turn-off valves are for your gas and water. Broken water and gas mains can make an already difficult situation intolerable — and even more dangerous. Think ahead, and prepare for emergencies.

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How Much Car Can I Afford?

Savings Corner

Be sure to factor in costs like maintenance, gas and insurance in addition to loan or lease payments. Specifically, weigh buying in cash — and possibly eating into or wiping out your emergency fund — versus making affordable payments over time. You can use fueleconomy.gov to search for mileage estimates for your car of choice.

Cars 52
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Are You Heading for Financial Disaster?

Prairie Eco-Thrifter

See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first. So, how did you do?

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Do You Have A Plan for Replacing Your Appliances?

Family Balance Sheet

While I have no desire to replace any of them right now, I also don't want our finances to be thrown for a loop when something does decide to take a trip to appliance heaven. I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. 4 - Start a replacement fund.