Prairie Eco-Thrifter

SEPTEMBER 16, 2013

Lots of people will say that there’s no real formula for personal finance, because it’s personal. Too much of any of these following behaviours will kill anybody’s finances, and, not only that but may lead to poor behaviours in other areas as well. Of course consumerism is a deadly sin of finance. Consumerism.

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

Family Balance Sheet

OCTOBER 22, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. By the end of the month, my goal is to help you have a detailed financial plan for your family.

Finance 127

Finance Emergency Fund Organic Organization 127

Family Balance Sheet

OCTOBER 18, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 10: Create a Personal Escrow Fund. Day 13: Create an Emergency Fund. Day 14: Create a Gift Giving Fund.

Finance 124

Finance Organic Organization Emergency Fund 124

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Ken from Spruce Up Your Finances asks Need A Down Payment For Your House? Bob from Christian Finances asks Is it time to go on a cash diet?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Everything changed.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. At times the plan felt intimidating, but it also changed the direction of our finances.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

OCTOBER 31, 2014

On October 1, I embarked on a month long series, 31 Days to Organize Your Finances. During the series, we talked about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 3: I took 4 days off due to an unexpected family emergency.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

NOVEMBER 5, 2014

That inspired me to be intentional with my finances and to follow Dave’s six steps. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. In those meetings, one of the things we discuss is finances. We try to discuss finances once a week.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

OCTOBER 15, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. By the end of the month, my goal is to help you have a detailed financial plan for your family.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. It’s hard to change and improve your finances if you have no idea where you currently stand. Use my Family Balance Sheet excel spreadsheet to help you organize your finances. Start Saving for your Emergency Fund TODAY! ” I hear you.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JUNE 30, 2014

Despite our intertwined lives financially, we hadn’t combined finances up until recently. I have never liked the principle of an allowance (it seems too child/parent and not like something a couple who is working together on their finances would partake in), but it may make the most sense. Money Tips'

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. Lack of An Emergency Fund .

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. Advantages of Saving Despite Debts Building an Emergency Fund Building an emergency savings fund is the top reason to make saving a priority over paying down debt. This means you earn more than if you were to source for funds from a third party.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Motherhood Moments

MARCH 4, 2023

Source : freepik.com Managing finances can be an incredibly stressful and overwhelming endeavor. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful.

Debt 130

Debt Money Building Credit Cards 130

Prairie Eco-Thrifter

JULY 16, 2014

When it comes to emergencies, it’s not so much a question of if, but rather, when. So build up the emergency fund now, so that the when doesn’t catch you before you’re ready for it. Emergency or otherwise, unexpected expenses arise all the time. They can come in the form of a health scare a home repair or otherwise.

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Read up on emergency fund basics at Money Smart Guides. 5 New Year’s Resolutions to Improve Your Finances The new year brings us another twelve months of infinite possibilities, another chance to turn our lives around. Hope you have a great weekend. As December.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I have written often about the importance of an emergency fund. Finances after the Pandemic: We went through a rough time back in 2012/2013 and we wrote our Debt Freedom Plan as a result of it. Cash is King.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

MAY 21, 2013

If you don’t have an emergency fund in order to make at least the approximate payment of your anticipated mortgage and expenses, you are not ready to make the leap into home ownership. Although there has been a lot of positive news in the job market, it’s still not strong. Money Tips'

Home 186

Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget helps you track your finances so you know exactly where you are and whether you’re on track.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

AUGUST 10, 2014

Insurance helps you manage your finances. After all, one hospital visit could push your finances over the edge. Life insurance can provide you peace of mind when you are concerned about your family, and what is likely to happen to the finances later. ” The same is true of a car. What About Self Insurance? Money Tips'

Insurance 193

Insurance Life Insurance Health Insurance United States 193

Family Balance Sheet

MARCH 19, 2014

Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses. Our Debt Freedom Plan.

Debt 100

Debt Money Emergency Fund Goals 100

Savings Corner

DECEMBER 25, 2023

Specifically, weigh buying in cash — and possibly eating into or wiping out your emergency fund — versus making affordable payments over time. Financing your vehicle may not always be the best choice, especially if you stand to spend more than the recommended amount of your income each month toward a loan.

Cars 52

Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

JULY 10, 2014

In fact, if you identify your values, and use them to direct your finances, you are more likely to stick with a spending plan and feel better about your financial situation at the same time. Money is automatically deposited into the retirement and emergency fund accounts, as well as to my son’s 529. must be paid.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

JANUARY 30, 2013

If your emergency is strictly financial (and even if it has a physical component to it), you should be ready with a liquid emergency fund. You can augment with other emergency sources as well. However, I also keep emergency funds in a taxable investment account. Think ahead, and prepare for emergencies.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Better to refinance and sink those funds into the treasury market! Do you review your finances monthly?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

MAY 25, 2014

I wasn’t doing anything wrong back then; my family lived within our means, we had an emergency fund, and we were saving for retirement and our son’s college costs. Often, as I review my finances, I ask myself this question: “What will my future self say about this?” Now, my focus looks a little forward.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund. My spending plan is fairly easy to stick to. First, it involves automation. Our spending plan works because we prioritize.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

DECEMBER 6, 2012

Medical emergencies, car emergencies, or family situations may arise where you need to dip into your emergency fund. Take personal finances, for example; too many people over-think their finances, with. You never know when you are going to run into a “rainy day” where you will need that money.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

APRIL 3, 2014

If you’ve been hit with some unexpected bills, create a payment plan and start building an emergency fund for future occasions. Thinking negative, self-deprecating thoughts won’t help your situation or improve your finances.

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Family Balance Sheet

MAY 21, 2021

After reading Dave Ramsey’s book, The Total Money Makeover , I realized that we were spreading ourselves too thin and our finances were not as great as I thought they were. The link will give you all of the information you need to complete the sheet. 2 – Create your Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Savings Corner

DECEMBER 24, 2023

If you borrow from savings, you may be left without an emergency fund to cover unexpected expenses in the future. Some agencies may work for low or no cost if you’re struggling with your finances. Savings or retirement accounts Savings account: You can use your savings to pay off all or a portion of your debt.

Debt 52

Debt Calculators Credit Cards Credit 52

Prairie Eco-Thrifter

JULY 28, 2014

Just as a gardener tends to his or her garden and makes adjustments in water levels, sun exposure, etc when a plant is struggling or when unexpected weather hits; money hobbyists like myself cultivate our finances in much the same way.

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

JANUARY 22, 2012

I read a lot of finance blogs. You might say I’m a finance blog junkie. I’m half expecting all my friends and family to show up at my house and have an intervention, in an attempt to get my love of finance blogs under control. Like, a lot. I need my fix, each and every day.

Finance 187

Finance Emergency Fund Re-use Simple 187

Prairie Eco-Thrifter

MAY 27, 2012

Difficulty meeting basic family needs Counting on tax returns or pay increases to ease your financial situation Lying about spending or anything else to do with finances. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first. So, how did you do?

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

FEBRUARY 4, 2014

So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like. I like travel. We both like to eat out.

San Francisco 248

San Francisco Emergency Fund Money Utah 248