Penny Pinchin' Mom

DECEMBER 17, 2023

Despite having a strict family budget , some members of my beautiful family still try to find sneaky ways to spend more than is allocated to them at any given time. Create an Emergency Fund Let’s talk personal finances— $8,883 —that’s how much American households have in terms of emergency funds on average.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

AUGUST 10, 2014

Other valuables, such as fine or heirloom jewelry, or artwork, might require special insurance if they are expensive enough that your homeowners or renters policy wouldn’t cover them. Other insurance isn’t so straightforward. What About Self Insurance? Another option is to self insure. Covering Yourself.

Insurance 193

Insurance Life Insurance Health Insurance United States 193

Family Balance Sheet

JANUARY 17, 2018

I won’t rehash our health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Read our Health Insurance Story: .

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JUNE 22, 2020

We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

AUGUST 11, 2014

I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects. Find ways to motivate yourself and hold yourself accountable. What advice do you have for someone that is paralyzed by their debt load, but wants to be debt free? Celebrate your successes.

Debt Free 235

Debt Free Debt Mom Goals 235